Pender County property record for 119 Palm Cottage Dr, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,210 sqft · built 2005 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Dec 2019) |
| Tax Bill | $2,657 (2025) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3281-98-2496-0000 |
| Primary APN | 3281-98-2496-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,210 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Lot Area | 20,909 sqft (0.48 acres) |
| Porch | Patio |
|---|---|
| Porch Area | 105 sqft |
| Patio Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Lean-To | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 000029272 |
|---|---|
| Street Address | 119 PALM COTTAGE DR |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-3671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20C |
| Legal Description | L15,PB 39/21 COTTAGES AT ISLAND PALMS |
| Legal Subdivision | COTTAGES AT ISLAND PALMS |
| Legal Lot Number | 15 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 920202 |
119 Palm Cottage Dr is owned and occupied by two individuals who bought it in December 2019.
Source: Pender County records, as of January 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 119 PALM COTTAGE DR, HAMPSTEAD, NC 28443-3671 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2019 · Amount on File |
| Deed Sale | Dec 5, 2019 · Amount on File |
| Prior Sale | Mar 30, 2006 · Amount on File |
| Deed Book / Page | 4699 / 570 |
| Prior Transfer Date | May 15, 2006 |
| Prior Transfer Doc | 0029590174 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Dec 5, 2019 |
| Property Address | 119 PALM COTTAGE DR, HAMPSTEAD, NC 28443-3671 |
| Document Number | 0046990570 |
| Book / Page | 4699 / 0570 |
| Map Reference | MB 39 PG 21 |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 413 1ST ST, 413, SUNSET BEACH, NC 28468-4001 |
| Name | Verified Name |
|---|---|
| Address | 119 PALM COTTAGE DR, HAMPSTEAD, NC 28443-3671 |
| Document Number | 0004699573 |
|---|---|
| Date | Dec 5, 2019 |
| Instrument | 4699/573 |
| Name | ALPHA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 119 Palm Cottage Dr was $2,657.
Source: Pender County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,657.00 | $554,887 Land $58,590 Building $496,297 | $554,887 Land $58,590 Building $496,297 |
| 2023 | $265,684 (-) Land $55,325 Building $210,359 | $265,684 (-) Land $55,325 Building $210,359 | |
| 2022 | $2,321.00 | $265,684 Land $55,325 Building $210,359 | $265,684 Land $55,325 Building $210,359 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 119 Palm Cottage Dr in Zone X, an area of minimal flood risk, though there have been 69 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 259 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 259 in force |
| Nearby Flood Claims | 69 (1988–2026) |
| Claims Outside the SFHA | 24 of 69 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 119 Palm Cottage Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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