Charlottesville City property record for 124 Observatory Ave, Charlottesville, VA 22903
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 1,616 sqft · built 1928 |
| Lot Size | 0.103 acres (4,487 sqft) |
| Owner | Individual Name on File |
| Last Sale | $72,500 (Aug 1988) |
| Tax Bill | $5,723 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 170108000 |
| Primary APN | 170108000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,616 sqft Finished Area |
| 1st Floor Area | 952 sqft |
| Basement Area | 952 sqft |
| Finished Basement | 492 sqft |
| Family Room | Family Room |
| Flooring | Hardwood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Brick Veneer |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 4,487 sqft (0.103 acres) |
| Lot Depth | 90 ft Depth |
| Garage Area | 240 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 421 sqft |
| Patio Area | 288 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Coal |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 124 OBSERVATORY AVE |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-3001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-C |
| Legal Description | LOT 8 |
| Legal Subdivision | UNIVERSITY-MAURY HILLS |
| Legal Lot Number | 8 |
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Township / Civil Division | CHARLOTTESVILLE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 600 |
124 Observatory Ave is owned by an individual who bought it in August 1988.
Source: Charlottesville City records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 6417, CHARLOTTESVILLE, VA 22906-6417 |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 1988 · Amount on File |
| Deed Sale | Aug 1, 1988 · Amount on File |
| Prior Sale | Jun 26, 1984 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 124 Observatory Ave was $5,723.
Source: Charlottesville City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Charlottesville City |
| Unified School District | Charlottesville City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,723.00 | $572,300 (+1.56%) Land $166,500 Building $405,800 | $572,300 (+1.56%) Land $166,500 Building $405,800 |
| 2025 | $563,500 Land $166,500 Building $397,000 | $563,500 Land $166,500 Building $397,000 | |
| 2023 | $4,705.00 (+12.53%) | $477,600 Land $142,200 Building $335,400 | $477,600 Land $142,200 Building $335,400 |
| 2022 | $4,181.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 Observatory Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Observatory Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500 |
|---|---|
| Water Source | Purchased surface water from RWSA URBAN SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
May also be available: Brightspeed, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures