Charlottesville City property record for 114 Observatory Ave, Charlottesville, VA 22903
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 5.5 ba · 2,680 sqft · built 1925 |
| Lot Size | 0.272 acres (11,848 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $8,787 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 170100000 |
| Primary APN | 170100000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,680 sqft Finished Area |
| 1st Floor Area | 1,976 sqft |
| 2nd Floor Area | 704 sqft |
| Basement Area | 1,016 sqft |
| Unfinished Basement | 986 sqft |
| Family Room | Family Room |
| Flooring | Hardwood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 11,848 sqft (0.272 acres) |
| Lot Depth | 182 ft Depth |
| Garage Type | Basement |
| Driveway | Driveway |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 61 sqft |
| Deck Area | 188 sqft |
| Patio Area | 197 sqft |
| Heating System | Heat Pump |
|---|---|
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 114 OBSERVATORY AVE |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-3002 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | CX-5 |
| Legal Description | LOT 2 & PT 3 |
| Legal Subdivision | UNIVERSITY-MAURY HILLS |
| Legal Lot Number | 2,3 |
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Township / Civil Division | CHARLOTTESVILLE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 600 |
114 Observatory Ave, a duplex, is held in a trust since July 2005.
Source: Charlottesville City records, as of July 9, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3582 RICHMOND RD, KESWICK, VA 22947-2806 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2005 |
| Deed Sale | Jul 7, 2005 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 114 Observatory Ave was $8,787.
Source: Charlottesville City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Charlottesville City |
| Unified School District | Charlottesville City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,787.00 | $861,400 (+1.83%) Land $203,500 Building $657,900 | $861,400 (+1.83%) Land $203,500 Building $657,900 |
| 2025 | $845,900 Land $203,500 Building $642,400 | $845,900 Land $203,500 Building $642,400 | |
| 2023 | $7,285.00 (+13.03%) | $721,700 Land $173,800 Building $547,900 | $721,700 Land $173,800 Building $547,900 |
| 2022 | $6,445.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 114 Observatory Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 114 Observatory Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500 |
|---|---|
| Water Source | Purchased surface water from RWSA URBAN SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
May also be available: Brightspeed, Verizon.
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