124 Oak Dr, Gray, GA 31032 Property Records

Jones County property record for 124 Oak Dr, Gray, GA 31032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,580 sqft · built 1999
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on Record
Last Sale	$189,500 (Nov 2020)
Tax Bill	$4,417 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`J45D-077`

Property Details

APN / Parcel Number

Primary APN	`J45D-077`
Alternative APNs	`J45D00 077` `12402`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,580 sqft Heated Area
1st Floor Area	1,580 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	40,511 sqft (0.93 acres)
Terrain	Rolling
Garage Area	441 sqft
Porch	Slab
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	12402
Street Address	124 OAK DR
City	GRAY
State	GA
Zip	31032-5872
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	004
Legal Description	LT 76&77 STONE BROOKE PH I PB 15\219 1041/240
Legal Subdivision	STONEBROOK SUB PH I
Legal Phase	1
Legal Lot Number	76,77
Jurisdiction	JONES GA
Township / Civil Division	GRAY-MACON EAST
Census Block Group	2
Census Block	2013
Census Tract	30305

Owner

Source: Jones County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	124 OAK DR, GRAY, GA 31032-5872
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Warranty Deed, Transfer · Conventional Mortgage MORRIS BK
Jun 18, 2020	Deed of Trust, Mortgage · Line of Credit RENASANT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Prior Sale	Jan 31, 2001 · Amount on Record
Deed Document Number	20201163
Deed Book / Page	1041 / 240
Prior Transfer Date	Feb 25, 2008
Prior Transfer Doc	0007140298
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES GA
Recording Date	Nov 24, 2020
Property Address	124 OAK DR, GRAY, GA 31032-5872
Document Number	0010410240
Book / Page	001041 / 000240
Instrument Date	Nov 20, 2020
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 OAK DR GRAY GA 310325872, GRAY, GA 31032-5872

Mortgage

Document Number	10410241
Date	Nov 24, 2020
Book Page	001041/000241

Lender

Name	MORRIS BK
Type	Bank
Address	DUBLIN, GA 31040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES GA
Property Address	124 OAK DR, GRAY, GA 31032-5872
Document Number	0010270653
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 OAK DR GRAY GA 310325872, GRAY, GA 31032-5872

Mortgage

Document Number	0010270653
Date	Jun 25, 2020
Book Page	001027/000653
Instrument	1841

Lender

Name	RENASANT BK
Type	Bank
Address	MACON, GA 31210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jun 24, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jones County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jones County
Municipality	Gray City
Unified School District	Jones County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,417.00 (+36.66%) Homeowner's exemption	$107,290 (+49.04%) Land $29,120 Building $78,170	$268,224 (+49.04%) Land $72,800 Building $195,424
2023	$3,232.00 (-3.44%) Homeowner's exemption	$71,985 (+0.94%) Land $22,400 Building $49,585	$179,963 (+0.94%) Land $56,000 Building $123,963
2022	$3,347.00 Homeowner's exemption	$71,313 Land $21,728 Building $49,585	$178,283 Land $54,320 Building $123,963

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAY serves 9,339 people · EPA ID GA1690000
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Tri-CoGo Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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