122 Oak Dr, Gray, GA 31032 Property Records

Jones County property record for 122 Oak Dr, Gray, GA 31032

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,000 sqft · built 2003
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$285,900 (Apr 2026)
Tax Bill	$4,336 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`J45D-078`

Property Details

APN / Parcel Number

Primary APN	`J45D-078`
Alternative APNs	`J45D00 078` `12403`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,000 sqft Heated Area
1st Floor Area	2,000 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Terrain	Rolling
Garage Area	480 sqft
Porch	Slab
Porch Area	130 sqft
Deck Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	12403
Street Address	122 OAK DR
City	GRAY
State	GA
Zip	31032-5872
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	004
Legal Description	LT 78 STONE BROOKE PH I PB 15\291 DB 662/528
Legal Subdivision	STONEBROOK SUB PH I
Legal Phase	1
Legal Lot Number	78
Jurisdiction	JONES GA
Township / Civil Division	GRAY-MACON EAST
Census Block Group	2
Census Block	2013
Census Tract	30305

Owner

122 Oak Dr is owned and occupied by an individual who bought it in April 2026.

Source: Jones County records, as of June 10, 2026

Owner of Record	Individual Name on File
Mailing Address	122 OAK DR, GRAY, GA 31032-5872
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Deed of Trust, Mortgage FIFTH THIRD BANK
Apr 27, 2026	Warranty Deed, Transfer · Commercial Mortgage GEORGIA FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2026 · Amount on File
Deed Sale	Apr 27, 2026 · Amount on File
Prior Sale	Oct 24, 2006 · Amount on File
Deed Book / Page	1200 / 213
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES GA
Property Address	122 OAK DR, GRAY, GA 31032-5872
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 OAK DR, GRAY, GA 31032-5872

Mortgage

Document Number	0011400000000459
Date	Feb 9, 2023
Book Page	0000001140/0000000459

Lender

Name	FIFTH THIRD BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES GA
Recording Date	Apr 27, 2026
Property Address	122 OAK DR, GRAY, GA 31032-5872
Document Number	0012000213
Book / Page	1200 / 213
Instrument Date	Apr 27, 2026
Transaction Type	Transfer
Record Updated	Jun 8, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 OAK DR, GRAY, GA 31032-5872

Mortgage

Document Number	1200000214,
Date	Apr 27, 2026
Book Page	1200/214

Lender

Name	GEORGIA FIRST BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	Apr 1, 2029

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 122 Oak Dr was $4,336 with exemptions applied.

Source: Jones County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jones County
Municipality	Gray City
Unified School District	Jones County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,336.00 Homeowner's exemption Senior Citizen's exemption	$111,791 Land $14,560 Building $97,231	$279,477 Land $36,400 Building $243,077
2023	$3,450.00 (+5.93%)	$73,616 (+6.06%) Land $11,200 Building $62,416	$184,041 (+6.07%) Land $28,000 Building $156,041
2022	$3,257.00	$69,407 Land $10,864 Building $58,543	$173,517 Land $27,160 Building $146,357

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 122 Oak Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Oak Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAY serves 9,339 people · EPA ID GA1690000
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Tri-CoGo Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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