124 Newtown Rd, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 124 Newtown Rd, Acton, MA 01720

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,613 sqft · built 1998
Lot Size	2.07 acres (90,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,475,000 (Jul 2025)
Tax Bill	$22,794 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Apr 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00D3 B:0024 L:0008`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00D3 B:0024 L:0008`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,613 sqft Living Area
Gross Area	6,582 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	90,454 sqft (2.07 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	124 NEWTOWN RD
City	ACTON
State	MA
Zip	01720-3129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	24
Legal Lot Number	8
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	1
Census Block	1016
Census Tract	363103

Owner

Source: Middlesex County and Acton Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 NEWTOWN RD, ACTON, MA 01720-3129
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2025	Quit Claim Deed, Transfer · Conventional Mortgage WORKERS CU
Apr 4, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO
Apr 4, 2025	Quit Claim Deed, Transfer
Mar 5, 2025	Redemption Deed, Transfer
Jan 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage NEWTOWN LENDING TRUST (CT)
Jan 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOUSMAN CHARLES J TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2025 · Amount on Record
Deed Sale	Jul 28, 2025 · Amount on Record
Prior Sale	Apr 4, 2025 · Amount on Record
Deed Book / Page	84413 / 329
Record Updated	Oct 29, 2026

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Jul 28, 2025
Property Address	124 NEWTOWN RD, ACTON, MA 01720-3129
Document Number	084413-329
Book / Page	84413 / 329
Instrument Date	Jul 28, 2025
Instrument	88250
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	124 NEWTOWN RD, ACTON, MA 01720-3129

Mortgage

Document Number	0000088251
Date	Jul 28, 2025
Instrument	88251

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Type Change Date	Aug 1, 2030
Index	1-Year CMT

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Apr 4, 2025
Property Address	124 NEWTOWN RD, ACTON, MA 01720-3129
Document Number	083935-505
Book / Page	83935 / 505
Instrument Date	Apr 3, 2025
Instrument	35151
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	412 GUADALUPE RIVER LN, GEORGETOWN, TX 78628-6005

Mortgage

Document Number	0000035152
Date	Apr 4, 2025
Instrument	35152

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Apr 4, 2025
Property Address	124 NEWTOWN RD, ACTON, MA 01720-3129
Document Number	083932-271
Book / Page	83932 / 271
Instrument Date	Mar 12, 2025
Instrument	34779
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 PEARL ST, BROCKTON, MA 02301-2825

March 2025: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	ACTON MA
Recording Date	Mar 5, 2025
Property Address	124 NEWTOWN RD, ACTON, MA 01720-3129
Document Number	0083831-46
Book / Page	83831 / 46
Instrument Date	Mar 5, 2025
Instrument	22808
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	124 NEWTOWN RD, ACTON, MA 01720-3129
Document Number	70667-213
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70667-213
Date	Feb 26, 2018
Book Page	070667/000213
Instrument	26179

Lender

Name	NEWTOWN LENDING TRUST (CT)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	124 NEWTOWN RD, ACTON, MA 01720-3129
Document Number	70667-362
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	70667-362
Date	Feb 26, 2018
Book Page	070667/000362
Instrument	26212

Lender

Name	HOUSMAN CHARLES J TRUST (PT)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,794.00 (+6.27%)	$1,329,100 (+3.3%) Land $390,600 Building $938,500	$1,386,050 (+3.23%)
2024	$21,449.00 (-2.38%)	$1,286,700 (+2.83%) Land $390,600 Building $896,100	$1,342,635
2023	$21,973.00	$1,251,300 Land $355,200 Building $896,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1987–2023)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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