114 Newtown Rd, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 114 Newtown Rd, Acton, MA 01720

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,027 sqft · built 1983
Lot Size	2.37 acres (103,522 sqft)
Owner	2 Individual Names on File
Last Sale	$1,475,000 (Dec 2024)
Tax Bill	$19,949 (2025)
Deeds & Mortgages	Jan 2023 Refinance Dec 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00D3 B:0024 L:0005`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00D3 B:0024 L:0005`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,027 sqft Living Area
Gross Area	6,848 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	103,522 sqft (2.37 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	114 NEWTOWN RD
City	ACTON
State	MA
Zip	01720-3130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	24
Legal Lot Number	5
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	1
Census Block	1016
Census Tract	363103

Owner

114 Newtown Rd is owned and occupied by two individuals who bought it in December 2024.

Source: Middlesex County and Acton Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	114 NEWTOWN RD, ACTON, MA 01720-3130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Dec 4, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENTERPRISE BANK & TRUST CO
Aug 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Jun 30, 2021	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2024 · Amount on File
Deed Sale	Dec 4, 2024 · Amount on File
Prior Sale	Jun 30, 2021 · Amount on File
Deed Book / Page	83542 / 413
Prior Transfer Date	Jun 23, 2021
Prior Transfer Doc	078140-505
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	114 NEWTOWN RD, ACTON, MA 01720-3130
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081129-278
Date	Jan 4, 2023
Book Page	81129/278
Instrument	202300000435

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

December 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Dec 4, 2024
Property Address	114 NEWTOWN RD, ACTON, MA 01720-3130
Document Number	083542-413
Book / Page	83542 / 413
Instrument Date	Dec 3, 2024
Instrument	138222
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	114 NEWTOWN RD, ACTON, MA 01720-3130

Mortgage

Document Number	0000138223
Date	Dec 4, 2024
Instrument	138223

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Type Change Date	Jan 1, 2030
Max Rate At Change	2.88%
Index	1-Year CMT

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	114 NEWTOWN RD, ACTON, MA 01720-3130
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073122-19
Date	Aug 16, 2019
Book Page	73122/19
Instrument	121938

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Jun 30, 2021
Property Address	114 NEWTOWN RD, ACTON, MA 01720-3130
Document Number	078140-505
Book / Page	78140 / 505
Instrument Date	Jun 23, 2021
Instrument	147957
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 NEWTOWN RD, ACTON, MA 01720-3130

Tax Assessment & Valuation

The 2025 property tax bill for 114 Newtown Rd was $19,949, up 7.3% from the year before.

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,949.00 (+7.33%)	$1,163,200 (+4.32%) Land $393,900 Building $769,300	$1,399,160 (+2.31%)
2024	$18,587.00 (+2.32%)	$1,115,000 (+7.78%) Land $393,900 Building $721,100	$1,367,620
2023	$18,166.00	$1,034,500 Land $358,200 Building $676,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Newtown Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1987–2023)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Newtown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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