Pottawatomie County property record for 109 N Main St, Mcloud, OK 74851
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2 ba · 3,125 sqft · built 1903 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | Company Name on Record |
| Last Sale | $50,000 (Nov 2019) |
| Tax Bill | $581 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Feb 2020 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30337 |
| Primary APN | 30337 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,125 sqft Gross Area |
| 1st Floor Area | 3,125 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 48,787 sqft (1.12 acres) |
| Lot Dimensions | 40 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 630030337 |
|---|---|
| Street Address | 109 N MAIN ST |
| City | MCLOUD |
| State | OK |
| Zip | 74851-8169 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | MCLOUD ORIG BLK 13 N40 LOTS 10 THRU 13 |
| Legal Subdivision | MCLOUD ORIG BLK 13 N40 LOTS 10 THRU 13 |
| Legal Block | 13 |
| Legal Lot Number | 10 |
| Jurisdiction | POTTAWATOMIE OK |
| Township / Civil Division | SHAWNEE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 501005 |
Source: Pottawatomie County records, as of April 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 22, MEDICINE PARK, OK 73557-0022 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Dec 14, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST CO |
| Feb 11, 2020 | Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST CO |
| Dec 31, 2020 | Loan Modification, Mortgage FIRST UNITED BK |
| Nov 7, 2019 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2019 · Amount on Record |
| Deed Sale | Nov 7, 2019 · Amount on Record |
| Prior Sale | Dec 16, 2014 · Amount on Record |
| Deed Document Number | 201912574 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POTTAWATOMIE OK |
| Property Address | 109 N MAIN ST, MCLOUD, OK 74851-8169 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000016360 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 202200016360 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SHAWNEE, OK 74804 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POTTAWATOMIE OK |
| Property Address | 109 N MAIN ST, MCLOUD, OK 74851-8169 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001584 |
|---|---|
| Date | Feb 11, 2020 |
| Instrument | 202000001584 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SHAWNEE, OK 74804 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 7, 2021 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POTTAWATOMIE OK |
| Property Address | 109 N MAIN ST, MCLOUD, OK 74851-8169 |
| Document Number | 0000000639 |
| Instrument Date | Dec 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1530 N HARRISON ST #222 SHAWNEE OK 748044021, 222, SHAWNEE, OK 74804-4021 |
| Document Number | 0000000639 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 639 |
| Name | FIRST UNITED BK |
|---|---|
| Type | Bank |
| Address | SHAWNEE, OK 74804 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 18, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POTTAWATOMIE OK |
| Recording Date | Nov 7, 2019 |
| Property Address | 109 N MAIN ST, MCLOUD, OK 74851-8169 |
| Document Number | 0000012574 |
| Instrument Date | Nov 5, 2019 |
| Instrument | 12574 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $75.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1530 N HARRISON ST SHAWNEE OK 748044021, SHAWNEE, OK 74804-4021 |
Source: Pottawatomie County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Pottawatomie County |
| Municipality | McLoud City |
| Unified School District | McLoud Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $581.00 (+4.31%) | $6,379 (+4.99%) Land $982 Building $5,397 | $63,681 (-1.85%) Land $12,500 Building $51,181 |
| 2024 | $557.00 (+5.89%) | $6,076 (+5.01%) Land $936 Building $5,140 | $64,881 (+34.55%) Land $12,500 Building $52,381 |
| 2023 | $526.00 | $5,786 Land $840 Building $4,946 | $48,220 Land $7,000 Building $41,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 88% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCLOUD serves 2,939 people · EPA ID OK2006301 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 20 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Vyve Broadband Cable | 2,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Atlink Services Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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