124 N 3rd St, Ceresco, NE 68017 Property Records

Saunders County property record for 124 N 3rd St, Ceresco, NE 68017

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,560 sqft · built 2022
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$393,000 (Sep 2023)
Tax Bill	$5,468 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2983-29-4-03043-002-7514`

Property Details

APN / Parcel Number

Primary APN	`2983-29-4-03043-002-7514`
Alternative APN	`001687514`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,560 sqft
1st Floor Area	1,560 sqft
Basement Area	1,560 sqft
Finished Basement	1,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	124 N 3RD ST
City	CERESCO
State	NE
Zip	68017-4080
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOT 1 BLK 2 HUNTER ADDITION TO CERESCO; MAP NUMBER: 2983-29-4-03043-002-7514
Legal Subdivision	CERESCO-HUNTER ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAUNDERS NE
Township / Civil Division	RICHLAND
Census Block Group	4
Census Block	4107
Census Tract	968200

Owner

124 N 3rd St is owned and occupied by an individual who bought it in September 2023.

Source: Saunders County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	124 N 3RD ST, CERESCO, NE 68017-4080
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Sep 21, 2023	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Mar 18, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2023 · Amount on File
Deed Sale	Sep 21, 2023 · Amount on File
Deed Document Number	2023231
Deed Book / Page	599 / 197
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	124 N 3RD ST, CERESCO, NE 68017-4080
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 N 3RD ST, CERESCO, NE 68017-4080

Mortgage

Document Number	0006280337
Date	Nov 13, 2025
Book Page	628/337
Instrument	2025-11-165

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Sep 21, 2023
Property Address	124 N 3RD ST, CERESCO, NE 68017-4080
Document Number	0005990197
Book / Page	599 / 197
Instrument Date	Sep 19, 2023
Instrument	2023-09-231
Transaction Type	Transfer
Record Updated	Mar 6, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$884.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202309232
Date	Sep 21, 2023
Instrument	2023-09-232

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Mar 18, 2022
Property Address	124 N 3RD ST, CERESCO, NE 68017-4080
Document Number	0005771039
Book / Page	577 / 1039
Instrument Date	Mar 16, 2022
Instrument	2022-03-291
Transaction Type	Transfer
Record Updated	Mar 6, 2024

Transaction

Amount	Amount on Record
Tax	$117.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 124 N 3rd St was $5,468.

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Ceresco Village
County	Saunders County
County Subdivision	Richland Township
Unified School District	Raymond Central Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,468.00	$384,436 Land $50,000 Building $334,436	$384,436 Land $50,000 Building $334,436
2023	$3,220.00 (+356.09%)	$181,601 (+404.45%) Land $50,000 Building $131,601	$181,601 (+404.45%) Land $50,000 Building $131,601
2022	$706.00	$36,000 Land $36,000	$36,000 Land $36,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 124 N 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	Jul 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 N 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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