116 N 3rd St, Ceresco, NE 68017 Property Records

Saunders County property record for 116 N 3rd St, Ceresco, NE 68017

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 976 sqft · built 1934
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Tax Bill$149 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN2983-32-1-03095-000-1500

Property Details

APN / Parcel Number

Primary APN2983-32-1-03095-000-1500
Alternative APN
  • 005221500

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area976 sqft Living Area
1st Floor Area976 sqft
Basement Area976 sqft
Finished Basement244 sqft

Exterior

Year BuiltBuilt 1934
Effective Year BuiltEffective 1934
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions120 ft deep x 90 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area304 sqft
Deck AreaDeck Area
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address116 N 3RD ST
CityCERESCO
StateNE
Zip68017-4080
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSINGLE-FAM
Legal DescriptionLOT 5 EXCEPT SOUTH 10' & ALL OF LOT 6 TRUED BROTHERS FIRST ADDITION TO CERESCO; MAP NUMBER: 2983-32-1-03095-000-1500
Legal Range07
Legal Township13
Legal Section32
Legal SubdivisionCERESCO-TRUED BROS
Legal Lot Number5-6
JurisdictionSAUNDERS NE
Township / Civil DivisionRICHLAND
Census Block Group4
Census Block4108
Census Tract968200

Owner

Source: Saunders County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 76, CERESCO, NE 68017-0076
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUNDERS NE
Property Address116 N 3RD ST, CERESCO, NE 68017-4080
Transaction TypeMortgage
Record UpdatedSep 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005651156
DateAug 17, 2021
Book Page565/1156
Instrument2021-08-356
Lender
NameGREAT WESTERN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueAug 25, 2031
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateNebraska
MunicipalityCeresco Village
CountySaunders County
County SubdivisionRichland Township
Unified School DistrictRaymond Central Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$149.00 (-66.14%)$117,814 (+21.61%) Land $30,600 Building $87,214$117,814 (+21.61%) Land $30,600 Building $87,214
2023$440.00$96,881 Land $23,200 Building $73,681$96,881 Land $23,200 Building $73,681

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1990)
Most Recent ClaimJul 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Nebraska
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF CERESCO
serves 919 people · EPA ID NE3115503
Water SourceGroundwater
Last State InspectionMay 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
200 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink.

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