124 Mill Plain Rd, Branford, CT 06405 Property Records

Branford Town property record for 124 Mill Plain Rd, Branford, CT 06405

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,765 sqft · built 1964
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Oct 2017)
Tax Bill	$8,439 (2026)
Deeds & Mortgages	May 2019 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`BRAN M:F04-000 B:005 L:00008`

Property Details

APN / Parcel Number

Primary APN	`BRAN M:F04-000 B:005 L:00008`
Alternative APNs	`F04 000/005 00008` `1469`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,765 sqft Living Area
Gross Area	4,038 sqft
Basement Area	621 sqft
Unfinished Basement	621 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,253 sqft (0.97 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1469
Street Address	124 MILL PLAIN RD
City	BRANFORD
State	CT
Zip	06405-2700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Block	5
Legal Lot Number	8
Jurisdiction	BRANFORD CT
Township / Civil Division	BRANFORD
Census Block Group	1
Census Block	1007
Census Tract	184700

Owner

124 Mill Plain Rd is owned and occupied by two individuals who bought it in October 2017.

Source: Branford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	124 MILL PLAIN RD, BRANFORD, CT 06405-2700
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2019	Deed of Trust, Mortgage · Conventional with PMI KEYBANK USA
Oct 19, 2017	Warranty Deed, Transfer UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2017 · Amount on File
Deed Sale	Oct 19, 2017 · Amount on File
Deed Document Number	20172751620002
Deed Book / Page	1229 / 956
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANFORD CT
Property Address	124 MILL PLAIN RD, BRANFORD, CT 06405-2700
Document Number	1260-403
Instrument Date	May 2, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 MILL PLAIN RD BRANFORD CT 064052700, BRANFORD, CT 06405-2700

Mortgage

Document Number	1260-403
Date	May 8, 2019
Book Page	001260/000403
Instrument	2937230016

Lender

Name	KEYBANK USA
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 7, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANFORD CT
Recording Date	Oct 19, 2017
Property Address	124 MILL PLAIN RD, BRANFORD, CT 06405-2700
Document Number	1229-956
Book / Page	1229 / 956
Instrument	2751620002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62.32
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	12290958
Date	Oct 19, 2017
Instrument	01229/0958

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 124 Mill Plain Rd was $8,439, up 3.6% from the year before.

Source: Branford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Branford Town
Unified School District	Branford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,439.00 (+3.56%)	$380,800 (-) Land $108,200 Building $272,600	$557,354 (+109.09%)
2025	$8,149.00	$380,800 Land $108,200 Building $272,600	$266,560 Land $75,740 Building $190,820
2024	$8,149.00 (+15.03%)
2023	$7,084.00 (+3.51%)	$237,000 (+1.98%) Land $99,000 Building $138,000
2022	$6,844.00	$232,400 Land $99,000 Building $133,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 Mill Plain Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Mill Plain Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

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