124 Locust Dr, Union, NJ 07083 Property Records

Union County and Union Township property record for 124 Locust Dr, Union, NJ 07083

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1965
Lot Size0.103 acres (4,500 sqft)
OwnerIndividual Name on Record
Last Sale$345,000 (Aug 2017)
Tax Bill$11,428 (2025)
Deeds & MortgagesOct 2025 Second Mortgage
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-03502-0000-00003

Property Details

APN / Parcel Number

Primary APN19-03502-0000-00003
Alternative APN
  • 190350200003

Interior

Stories2 Stories

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleCape Cod
Construction TypeFrame
Lot Area4,500 sqft (0.103 acres)
Lot Dimensions85 ft deep x 58 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address124 LOCUST DR
CityUNION
StateNJ
Zip07083-6411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionBATTLE HILL VILLAGE SEC B
Legal Block3502
Legal Lot Number3
JurisdictionUNION NJ
Township / Civil DivisionUNION
Census Block Group1
Census Block1015
Census Tract32902

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address124 LOCUST DR, UNION, NJ 07083-6411
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SOFI BANK NA
Mar 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Aug 7, 2017Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2017 · Amount on Record
Deed SaleAug 7, 2017 · Amount on Record
Prior SaleMay 17, 1994 · Amount on Record
Deed Document Number2017289622
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address124 LOCUST DR, UNION, NJ 07083-6411
Transaction TypeMortgage
Record UpdatedOct 24, 2025
Title CompanyUNKNOWN, SILK TITLE AND ESCROW FT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0156992482
DateOct 1, 2025
Book Page15699/2482
Instrument83595
Lender
NameSOFI BANK NA
TypeBank
AddressSALT LAKE CITY, UT 84121
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term228 Months
DueOct 1, 2044

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address124 LOCUST DR, UNION, NJ 07083-6411
Transaction TypeMortgage
Record UpdatedApr 2, 2021
Title CompanyWIN TITLE AGENCY LLC, ZINN TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0149092512
DateMar 12, 2021
Book Page14909/2512
Instrument6927
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionUNION NJ
Recording DateAug 7, 2017
Property Address124 LOCUST DR, UNION, NJ 07083-6411
Document Number0062060168
Book / Page006206 / 000168
Instrument DateJul 25, 2017
Instrument289622
Transaction TypeTransfer
Record UpdatedAug 17, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$345.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 LOCUST DR UNION NJ 070836411, UNION, NJ 07083-6411

Mortgage

Document Number43120692
DateAug 7, 2017
Book Page004312/000692
Instrument644219
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 6, 2047

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionUnion Township
Unified School DistrictUnion Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$49,000 (-) Land $19,900 Building $29,100$49,000 (-) Land $19,900 Building $29,100
2025$11,428.00 (+4.35%)$49,000 (-) Land $19,900 Building $29,100$49,000 (-) Land $19,900 Building $29,100
2024$10,952.00 (+6.87%)
2023$49,000 Land $19,900 Building $29,100$49,000 Land $19,900 Building $29,100
2022$10,248.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims34 (1984–2023)
Claims Outside the SFHA10 of 34
Most Recent ClaimApr 2023 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 10 claims
  • Hurricane Irene, Aug 2011 · 12 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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