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121 Locust Dr, Union, NJ 07083 Property Records

Union County and Union Township property record for 121 Locust Dr, Union, NJ 07083

Property Summary

Property TypeSingle Family Home
Details1,640 sqft · built 1953
Lot Size0.146 acres (6,373 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Aug 2020)
Tax Bill$10,122 (2025)
Deeds & MortgagesAug 2021 Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-03503-0000-00046

Property Details

APN / Parcel Number

Primary APN19-03503-0000-00046
Alternative APN
  • 190350300046

Interior

Stories1 Story
Building Area1,640 sqft Living Area
1st Floor Area1,640 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleCape Cod
Construction TypeFrame
Lot Area6,373 sqft (0.146 acres)
Lot Dimensions125 ft deep x 51 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address121 LOCUST DR
CityUNION
StateNJ
Zip07083-6410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionMAP/BATTLE HILL VILLAGE SEC B
Legal Block3503
Legal Lot Number46
JurisdictionUNION NJ
Township / Civil DivisionUNION
Census Block Group1
Census Block1009
Census Tract32902

Owner

121 Locust Dr is owned and occupied by two individuals who bought it in August 2020.

Source: Union County and Union Township records, as of July 8, 2026

Owner of Record2 Individual Names on File
Mailing Address121 LOCUST DR, UNION, NJ 07083-6410
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2021Deed of Trust, Mortgage · FHA Mortgage
CALIBER HOME LOANS INC
Aug 4, 2020Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 2020 · Amount on File
Deed SaleAug 4, 2020 · Amount on File
Deed Document Number2020326545
Deed Book / Page6376 / 420
Prior Transfer DateAug 26, 1998
Prior Transfer Doc0000056788
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address121 LOCUST DR, UNION, NJ 07083-6410
Transaction TypeMortgage
Record UpdatedAug 31, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0150342920
DateAug 17, 2021
Book Page15034/2920
Instrument18828
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionUNION NJ
Recording DateAug 4, 2020
Property Address121 LOCUST DR, UNION, NJ 07083-6410
Document Number0063760420
Book / Page6376 / 420
Instrument DateJul 16, 2020
Instrument326545
Transaction TypeTransfer
Record UpdatedNov 4, 2021
Title CompanyHERITAGE ABSTRACT COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,105.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address914 KUSER RD, 914, HAMILTON, NJ 08619-4019

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 LOCUST DR, UNION, NJ 07083-6410

Mortgage

Document Number695994
DateAug 4, 2020
Instrument695994
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 121 Locust Dr was $10,122, up 4.4% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionUnion Township
Unified School DistrictUnion Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$43,400 (-) Land $20,600 Building $22,800$43,400 (-) Land $20,600 Building $22,800
2025$10,122.00 (+4.35%)$43,400 Land $20,600 Building $22,800$43,400 Land $20,600 Building $22,800
2024$9,700.00
2023$43,400 Land $20,600 Building $22,800$43,400 Land $20,600 Building $22,800
2022$9,077.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 121 Locust Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims34 (1984–2023)
Claims Outside the SFHA10 of 34
Most Recent ClaimApr 2023 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 10 claims
  • Hurricane Irene, Aug 2011 · 12 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Locust Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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