120 Live Oak Ln, Largo, FL 33770 Property Records

Pinellas County property record for 120 Live Oak Ln, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,871 sqft · built 2008
Lot Size	0.287 acres (12,497 sqft)
Owner	Individual Name on File
Last Sale	$459,600 (Mar 2014)
Tax Bill	$9,268 (2025)
Deeds & Mortgages	Sep 2026 Transfer Apr 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-747-7655-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-747-7655-0`
Alternative APNs	`32-29-15-35640-006-0110` `291532356400060110` `152932356400060110` `R354234`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,871 sqft Living Area
Gross Area	4,031 sqft
1st Floor Area	2,871 sqft
Flooring	Carpet

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick/Concrete Block Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	12,497 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	551 sqft
Deck Area	150 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R354234
Street Address	120 LIVE OAK LN
City	LARGO
State	FL
Zip	33770-2606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	HARBOR BLUFFS SEC 1 BLK F, LOT 11
Legal Range	15E
Legal Township	29S
Legal Section	32
Legal Subdivision	HARBOR BLUFFS SEC 1
Legal Tract	35640
Legal Block	F
Legal Lot Number	11
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1013
Census Tract	25210

Owner

120 Live Oak Ln is owned and occupied by an individual who acquired it in September 2026.

Source: Pinellas County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	120 LIVE OAK LN, LARGO, FL 33770-2606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 6, 2021	Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO
Feb 22, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/TAMPA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2014 · Amount on File
Deed Sale	Mar 12, 2014 · Amount on File
Prior Sale	Jul 19, 2006 · Amount on File
Deed Document Number	201468684
Deed Book / Page	18335 / 915
Last Transfer Date	Sep 15, 2026
Transfer Doc	0000247648
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 16, 2026
Property Address	120 LIVE OAK LN, LARGO, FL 33770-2606
Document Number	0000247648
Book / Page	23694 / 1681
Instrument Date	Sep 15, 2026
Instrument	2026247648
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 LIVE OAK LN, LARGO, FL 33770-2606

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	120 LIVE OAK LN, LARGO, FL 33770-2606
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 LIVE OAK LN, LARGO, FL 33770-2606

Mortgage

Document Number	0214720458
Date	Apr 6, 2021
Book Page	21472/458
Instrument	2021111748

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	10 Months
Due	Feb 7, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	120 LIVE OAK LN, LARGO, FL 33770-2606
Document Number	0204651092
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 LIVE OAK LN LARGO FL 337702606, LARGO, FL 33770-2606

Mortgage

Document Number	0204651092
Date	Mar 19, 2019
Book Page	020465/001092
Instrument	83148

Lender

Name	FIFTH THIRD BK/TAMPA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 120 Live Oak Ln was $9,268, up 5.9% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,268.00 (+5.93%)	$567,787	$1,073,525 Land $332,031 Building $741,494
2024	$8,749.00 (+1.31%)
2023	$8,636.00 (+2.21%) Homeowner's exemption	$533,555 (+3%)	$963,039 (+33.11%) Land $395,573 Building $567,466
2022	$8,449.00 Homeowner's exemption	$518,015	$723,470 Land $319,181 Building $404,289

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Live Oak Ln in Zone X, an area of minimal flood risk, though there have been 101 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 179 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	101 (1993–2024)
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Helene, Sep 2024 · 94 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 120 Live Oak Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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