124 Lance St, Ranson, WV 25438 Property Records

Jefferson County property record for 124 Lance St, Ranson, WV 25438

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,570 sqft · built 2005
Lot Size	0.029 acres (1,263 sqft)
Owner	Individual on Record
Last Sale	$215,000 (Aug 2023)
Tax Bill	$1,683 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-5-0092.0002`

Property Details

APN / Parcel Number

Primary APN	`08-5-0092.0002`
Alternative APN	`19-08-5-0092.0002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,570 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	330 sqft
Finished Basement	330 sqft
Family Room	Family Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Row Home
Exterior Material	Aluminum/Vinyl
Lot Area	1,263 sqft (0.029 acres)
Lot Dimensions	63 ft deep x 20 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	124 LANCE ST
City	RANSON
State	WV
Zip	25438-1800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 112 #12 MARSHALL SQUARE
Legal Subdivision	MARSHALL SQUARE SUBDIVISION
Legal Block	12,112
Jurisdiction	JEFFERSON WV
Township / Civil Division	CHARLES TOWN
Census Block Group	2
Census Block	2017
Census Tract	972401

Owner

Source: Jefferson County assessment roll, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	124 LANCE ST, RANSON, WV 25438-1800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Deed, Transfer · FHA Mortgage C&F MORTGAGE CORP
May 24, 2021	Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
May 1, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2023 · Amount on Record
Deed Sale	Aug 2, 2023 · Amount on Record
Prior Sale	May 24, 2021 · Amount on Record
Deed Document Number	20238598
Deed Book / Page	1305 / 630
Record Updated	Jun 8, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Aug 2, 2023
Property Address	124 LANCE ST, RANSON, WV 25438-1800
Document Number	001305/630
Book / Page	1305 / 630
Map Reference	MB 20 PG 34
Instrument Date	Aug 1, 2023
Instrument	202300008598
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,053.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 LANCE ST, RANSON, WV 25438-1800

Mortgage

Document Number	202300008599
Date	Aug 2, 2023
Instrument	202300008599

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	May 24, 2021
Property Address	124 LANCE ST, RANSON, WV 25438-1800
Document Number	0001261/42
Book / Page	1261 / 42
Map Reference	MB 20 PG 34
Instrument Date	May 20, 2021
Instrument	202100008897
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$637.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100008898
Date	May 24, 2021
Instrument	202100008898

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON WV
Recording Date	May 1, 2019
Property Address	124 LANCE ST, RANSON, WV 25438-1800
Document Number	0000004911
Book / Page	001222 / 000295
Instrument Date	Mar 13, 2019
Instrument	4911
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$904.20
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	123 N MARSHALL ST RANSON WV 254381715, RANSON, WV 25438-1715
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Municipality	Ranson Corporation
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,683.00 (+10.22%)	$120,300 (+11.7%) Land $21,500 Building $98,800	$200,400 (+11.64%) Land $35,800 Building $164,600
2023	$1,527.00 (+9.23%)	$107,700 (+11.03%) Land $16,900 Building $90,800	$179,500 (+11.01%) Land $28,200 Building $151,300
2022	$1,398.00	$97,000 Land $16,900 Building $80,100	$161,700 Land $28,200 Building $133,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1985)
Most Recent Claim	Feb 1985 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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