122 Lance St, Ranson, WV 25438 Property Records

Jefferson County property record for 122 Lance St, Ranson, WV 25438

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,586 sqft · built 2005
Lot Size0.029 acres (1,263 sqft)
OwnerIndividual Name on File
Last Sale$82,000 (Oct 2009)
Tax Bill$1,403 (2026)
Deeds & MortgagesMar 2019 Line of Credit
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN08-5-0092.0001

Property Details

APN / Parcel Number

Primary APN08-5-0092.0001
Alternative APN
  • 19-08-5-0092.0001

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,586 sqft Living Area
1st Floor Area1,216 sqft
Basement Area330 sqft
Finished Basement330 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRow Home
Exterior MaterialAluminum/Vinyl
Lot Area1,263 sqft (0.029 acres)
Lot Dimensions63 ft deep x 20 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address122 LANCE ST
CityRANSON
StateWV
Zip25438-1800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK 112 #11 MARSHALL SQUARE
Legal SubdivisionTHE MARSHALL SQUARE TOWNEHOMES
Legal Block11,112
JurisdictionJEFFERSON WV
Township / Civil DivisionCHARLES TOWN
Census Block Group2
Census Block2017
Census Tract972401

Owner

122 Lance St is owned and occupied by an individual who bought it in October 2009.

Source: Jefferson County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address122 LANCE ST, RANSON, WV 25438-1800
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2019Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Jan 8, 2021Deed of Trust, Mortgage
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2009 · Amount on File
Deed SaleOct 9, 2009 · Amount on File
Deed Document Number200952614
Deed Book / Page1070 / 140
Record UpdatedOct 29, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WV
Property Address122 LANCE ST, RANSON, WV 25438-1800
Transaction TypeMortgage
Record UpdatedSep 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002216/454
DateMar 11, 2019
Book Page2216/454
Instrument201900002491
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOVINGTON, KY 41012
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WV
Property Address122 LANCE ST, RANSON, WV 25438-1800
Transaction TypeMortgage
Record UpdatedSep 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002337/386
DateJan 8, 2021
Book Page2337/386
Instrument202100000393
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 122 Lance St was $1,403 with a homeowner's exemption, down 2.8% from the year before.

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyJefferson County
MunicipalityRanson Corporation
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,403.00 (-2.84%)$122,100 (-0.89%) Land $21,500 Building $100,600$203,500 (-0.88%) Land $35,833 Building $167,667
2025$1,444.00 Homeowner's exemption$123,200 Land $21,500 Building $101,700$205,300 Land $35,800 Building $169,500
2023$1,565.00$110,400 Land $16,900 Building $93,500$184,100 Land $28,200 Building $155,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 Lance St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1979–1985)
Most Recent ClaimFeb 1985 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Lance St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier.

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