Schoharie County and Carlisle Town property record for 124 Karker Rd, Cobleskill, NY 12043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,518 sqft · built 1977 |
| Lot Size | 5.74 acres (250,034 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,901 (2026) |
| Deeds & Mortgages | Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 432400 34.-1-2 |
| Primary APN | 432400 34.-1-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,518 sqft Living Area |
| 1st Floor Area | 894 sqft |
| Basement Area | 624 sqft |
| Finished Basement | 624 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 250,034 sqft (5.74 acres) |
| Lot Width | 282 ft Width |
| Garage Type | Detached |
| Garage Area | 1,053 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 288 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 425J177022 |
|---|---|
| Street Address | 124 KARKER RD |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-4237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | HOMESTEAD - 5100 |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | CARLISLE |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 740400 |
Source: Schoharie County and Carlisle Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 124 KARKER RD, COBLESKILL, NY 12043-4237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 124 KARKER RD, COBLESKILL, NY 12043-4237 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000001822/0000000190 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 0000001822/0000000190 |
| Instrument | 000000753435 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 350 Months |
| Due | Jan 1, 2048 |
Source: Schoharie County and Carlisle Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Carlisle Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,901.00 (+9.79%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $5,375.00 (+43.6%) | $112,800 (-) Land $15,800 Building $97,000 | $275,122 (+21.95%) Land $38,537 Building $236,585 |
| 2023 | $112,800 Land $15,800 Building $97,000 | $225,600 Land $31,600 Building $194,000 | |
| 2020 | $3,743.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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