Schoharie County and Carlisle Town property record for 104 Karker Rd, Cobleskill, NY 12043
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 1,248 sqft · built 1994 |
| Lot Size | 4.8 acres (209,088 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,957 (Jun 2020) |
| Tax Bill | $5,518 (2026) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 432400 34.-1-3 |
| Primary APN | 432400 34.-1-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 209,088 sqft (4.8 acres) |
| Lot Width | 460 ft Width |
| Porch | Slab |
| Porch Area | 992 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 425J101343 |
|---|---|
| Street Address | 104 KARKER RD |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-4237 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | CARLISLE |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 740400 |
Source: Schoharie County and Carlisle Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 104 KARKER RD, COBLESKILL, NY 12043-4237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2020 · Amount on Record |
| Deed Sale | Jun 29, 2020 · Amount on Record |
| Deed Document Number | 2020776321 |
| Deed Book / Page | 1114 / 213 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Jun 29, 2020 |
| Property Address | 104 KARKER RD, COBLESKILL, NY 12043-4237 |
| Document Number | 001114/213 |
| Book / Page | 1114 / 213 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 776321 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 180 WASHINGTON ST, SHARON SPRINGS, NY 13459-2400 |
| Document Number | 001884/182 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 1884/182 |
| Instrument | 776322 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Schoharie County and Carlisle Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Carlisle Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,518.00 (+9.72%) | ||
| 2025 | $5,029.00 (+10.07%) | $98,800 (-) Land $15,800 Building $83,000 | $240,976 (+21.95%) Land $38,537 Building $202,439 |
| 2023 | $98,800 Land $15,800 Building $83,000 | $197,600 Land $31,600 Building $166,000 | |
| 2020 | $4,569.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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