124 Jay Rd, Fredericksburg, VA 22405 Property Records

Stafford County property record for 124 Jay Rd, Fredericksburg, VA 22405

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,419 sqft · built 1971
Lot Size	0.939 acres (40,942 sqft)
Owner	2 Individual Names on File
Last Sale	$517,000 (Feb 2018)
Tax Bill	$8,291 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58A-5-228`

Property Details

APN / Parcel Number

Primary APN	`58A-5-228`
Alternative APNs	`058A 5 228` `39040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,419 sqft Living Area
Basement Area	2,381 sqft
Finished Basement	1,992 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Architectural Style	Other
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,942 sqft (0.939 acres)
Garage Type	Carport
Garage Area	488 sqft
Carport	Carport
Carport Area	488 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	352 sqft
Deck Area	299 sqft
Patio Area	299 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	39040
Old Parcel Number	058A 5 228
Street Address	124 JAY RD
City	FREDERICKSBURG
State	VA
Zip	22405-3123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1- SUBURB RES
Legal Description	LOT 228 ADJ 0.9399 AC PM180000019
Legal Subdivision	NORTH EAST ARGYLE HEIGHTS
Legal Lot Number	228
Jurisdiction	STAFFORD VA
Township / Civil Division	GEORGE WASHINGTON
Census Block Group	2
Census Block	2024
Census Tract	10502

Owner

124 Jay Rd is owned and occupied by two individuals who bought it in February 2018.

Source: Stafford County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	124 JAY RD, FREDERICKSBURG, VA 22405-3123
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2020	Deed of Trust, Mortgage · VA Mortgage ATLANTIC COAST MTG
Feb 27, 2018	Grant Deed, Transfer · VA Mortgage ATLANTIC COAST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2018 · Amount on File
Deed Sale	Feb 27, 2018 · Amount on File
Deed Document Number	180003099
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	124 JAY RD, FREDERICKSBURG, VA 22405-3123
Document Number	200005681
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 JAY RD FREDERICKSBURG VA 224053123, FREDERICKSBURG, VA 22405-3123

Mortgage

Document Number	200005681
Date	Mar 16, 2020
Instrument	5681

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2050

Interest

Rate Type	Fixed Rate

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STAFFORD VA
Recording Date	Feb 27, 2018
Property Address	124 JAY RD, FREDERICKSBURG, VA 22405-3123
Document Number	180003099
Instrument Date	Feb 20, 2018
Instrument	3099
Transaction Type	Transfer
Record Updated	Apr 28, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$517.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	124 JAY RD FREDERICKSBURG VA 224053123, FREDERICKSBURG, VA 22405-3123

Mortgage

Document Number	180003100
Date	Feb 27, 2018
Instrument	3100

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 124 Jay Rd was $8,291.

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,291.00	$729,400 Land $175,000 Building $554,400	$729,400 Land $175,000 Building $554,400
2023	$7,780.00	$656,600 Land $175,000 Building $481,600	$656,600 Land $175,000 Building $481,600
2021	$6,022.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 Jay Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Aug 2005 · Hurricane Katrina Evacuation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Jay Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable	2,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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