112 Jay Rd, Fredericksburg, VA 22405 Property Records

Stafford County property record for 112 Jay Rd, Fredericksburg, VA 22405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,626 sqft · built 1963
Lot Size	0.519 acres (22,608 sqft)
Owner	Individual Name on Record
Last Sale	$459,000 (Oct 2025)
Tax Bill	$3,857 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`58A-5-225`

Property Details

APN / Parcel Number

Primary APN	`58A-5-225`
Alternative APNs	`058A 5 225` `39037`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,626 sqft Living Area
Basement Area	750 sqft
Finished Basement	750 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,608 sqft (0.519 acres)
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	39037
Old Parcel Number	058A 5 225
Street Address	112 JAY RD
City	FREDERICKSBURG
State	VA
Zip	22405-3123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1- SUBURB RES
Legal Description	LOT 225 0.519 AC N E ARGYLE HEIGHTS
Legal Subdivision	E ARGYLE HEIGHTS
Legal Lot Number	225
Jurisdiction	STAFFORD VA
Township / Civil Division	GEORGE WASHINGTON
Census Block Group	2
Census Block	2024
Census Tract	10502

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	112 JAY RD, FREDERICKSBURG, VA 22405-3123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Sep 29, 2022	Warranty Deed, Transfer HERITAGE TITLE LT, HERITAGE TITLE
Jun 6, 2022	Warranty Deed, Transfer VIRGINIA PARTNERS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2025 · Amount on Record
Deed Sale	Oct 7, 2025 · Amount on Record
Prior Sale	Sep 29, 2022 · Amount on Record
Deed Document Number	250013187
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Oct 7, 2025
Property Address	112 JAY RD, FREDERICKSBURG, VA 22405-3123
Document Number	0250013187
Map Reference	MB 2 PG 186
Instrument Date	Oct 3, 2025
Instrument	250013187
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$229.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	112 JAY RD, FREDERICKSBURG, VA 22405-3123

Mortgage

Document Number	0250013188
Date	Oct 7, 2025
Instrument	250013188

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Sep 29, 2022
Property Address	112 JAY RD, FREDERICKSBURG, VA 22405-3123
Document Number	0220019368
Instrument Date	Sep 22, 2022
Instrument	220019368
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	HERITAGE TITLE LT, HERITAGE TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 JAY RD, FREDERICKSBURG, VA 22405-3123

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Jun 6, 2022
Property Address	112 JAY RD, FREDERICKSBURG, VA 22405-3123
Document Number	0220012204
Instrument Date	Jun 2, 2022
Instrument	220012204
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 WILLIAM ST, FREDERICKSBURG, VA 22401-4758
Investor	Possibly a Property Investor

Mortgage

Document Number	0220012205
Date	Jun 6, 2022
Instrument	220012205

Lender

Name	VIRGINIA PARTNERS BANK

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jun 2, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,857.00 (+3.32%)	$411,800 (+32.5%) Land $140,000 Building $271,800	$411,800 (+32.5%) Land $140,000 Building $271,800
2024	$3,733.00 (+27.1%)
2023	$2,937.00 (+22.02%)	$310,800 Land $115,000 Building $195,800	$310,800 Land $115,000 Building $195,800
2021	$2,407.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Aug 2005 · Hurricane Katrina Evacuation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable	2,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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