Penobscot County and Bangor City property record for 124 Howard St, Bangor, ME 04401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,449 sqft · built 1949 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $174,600 (Feb 2020) |
| Tax Bill | $4,347 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BANG M:058 L:011 |
| Primary APN | BANG M:058 L:011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,449 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 18,731 sqft (0.43 acres) |
| Heating System | Hot Water |
|---|
| Account Number | 3363 |
|---|---|
| Street Address | 124 HOWARD ST |
| City | BANGOR |
| State | ME |
| Zip | 04401-4128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URD1 |
| Legal Lot Number | 11 |
| Jurisdiction | BANGOR ME |
| Township / Civil Division | BANGOR |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 300 |
124 Howard St is owned and occupied by two individuals who bought it in February 2020.
Source: Penobscot County and Bangor City records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 124 HOWARD ST, BANGOR, ME 04401-4128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2022 | Deed of Trust, Mortgage · Line of Credit INFINITY FEDERAL CREDIT UNION |
| May 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Feb 12, 2020 | Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2020 · Amount on File |
| Deed Sale | Feb 12, 2020 · Amount on File |
| Prior Sale | Jan 9, 2007 · Amount on File |
| Deed Document Number | 20204066 |
| Deed Book / Page | 15439 / 14 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Property Address | 124 HOWARD ST, BANGOR, ME 04401-4128 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0166750001 |
|---|---|
| Date | Nov 2, 2022 |
| Book Page | 16675/1 |
| Instrument | 32397 |
| Name | INFINITY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Property Address | 124 HOWARD ST, BANGOR, ME 04401-4128 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0160320174 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 16032/174 |
| Instrument | 16262 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANGOR ME |
| Recording Date | Feb 12, 2020 |
| Property Address | 124 HOWARD ST, BANGOR, ME 04401-4128 |
| Document Number | 0154390014 |
| Book / Page | 15439 / 14 |
| Instrument Date | Feb 10, 2020 |
| Instrument | 4066 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 302 FRENCH ST, BANGOR, ME 04401-5017 |
| Document Number | 0000004067 |
|---|---|
| Date | Feb 12, 2020 |
| Instrument | 4067 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 124 Howard St was $4,347, up 3% from the year before.
Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Bangor City |
| Unified School District | Bangor (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,347.00 (+2.96%) | $245,600 (+7.91%) Land $41,600 Building $204,000 | |
| 2024 | $4,222.00 (+5.34%) | $227,600 (+8.74%) Land $39,500 Building $188,100 | $340,195 |
| 2023 | $4,008.00 (+6.37%) | $209,300 (+13.32%) Land $39,500 Building $169,800 | |
| 2022 | $3,768.00 | $184,700 Land $39,500 Building $145,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 Howard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Howard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures