Penobscot County and Bangor City property record for 104 Howard St, Bangor, ME 04401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,804 sqft · built 1948 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $349,000 (Jan 2022) |
| Tax Bill | $6,190 (2025) |
| Deeds & Mortgages | Jan 2020 Refinance Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BANG M:058 L:009 |
| Primary APN | BANG M:058 L:009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,804 sqft Living Area |
| Basement Area | 200 sqft |
| Unfinished Basement | 200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 24,829 sqft (0.57 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|
| Account Number | 8713 |
|---|---|
| Street Address | 104 HOWARD ST |
| City | BANGOR |
| State | ME |
| Zip | 04401-4128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URD1 |
| Legal Lot Number | 9 |
| Jurisdiction | BANGOR ME |
| Township / Civil Division | BANGOR |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 300 |
104 Howard St is owned and occupied by two individuals who bought it in January 2022.
Source: Penobscot County and Bangor City records, as of May 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 HOWARD ST, BANGOR, ME 04401-4128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Jan 24, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage CAMDEN NATIONAL BANK |
| Jun 21, 2017 | Warranty Deed, Transfer BANGOR SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2022 · Amount on File |
| Deed Sale | Jan 24, 2022 · Amount on File |
| Prior Sale | Jun 21, 2017 · Amount on File |
| Deed Document Number | 20222062 |
| Deed Book / Page | 16358 / 7 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Property Address | 104 HOWARD ST, BANGOR, ME 04401-4128 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0154250011 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 15425/11 |
| Instrument | 2591 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANGOR ME |
| Recording Date | Jan 24, 2022 |
| Property Address | 104 HOWARD ST, BANGOR, ME 04401-4128 |
| Document Number | 0163580007 |
| Book / Page | 16358 / 7 |
| Instrument Date | Jan 21, 2022 |
| Instrument | 2062 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000002063 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 2063 |
| Name | CAMDEN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANGOR ME |
| Recording Date | Jun 21, 2017 |
| Property Address | 104 HOWARD ST, BANGOR, ME 04401-4128 |
| Document Number | 0145200229 |
| Book / Page | 14520 / 0229 |
| Instrument | 000000017876 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000017877 |
|---|---|
| Date | Jun 21, 2017 |
| Instrument | 000000017877 |
| Name | BANGOR SAVINGS BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 21, 2047 |
The 2025 property tax bill for 104 Howard St was $6,190, up 3.3% from the year before.
Source: Penobscot County and Bangor City assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Bangor City |
| Unified School District | Bangor (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,190.00 (+3.25%) | $349,700 (+8.2%) Land $55,400 Building $294,300 | |
| 2024 | $5,995.00 (+5.08%) | $323,200 (+8.49%) Land $52,600 Building $270,600 | $366,130 |
| 2023 | $5,705.00 (+6.06%) | $297,900 (+12.97%) Land $52,600 Building $245,300 | |
| 2022 | $5,379.00 | $263,700 Land $52,600 Building $211,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Howard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Howard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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