124 Hidden Oaks Dr, Waco, TX 76705 Property Records

McLennan County property record for 124 Hidden Oaks Dr, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,836 sqft · built 1991
Lot Size	0.359 acres (15,638 sqft)
Owner	2 Individual Names on Record
Last Sale	$282,000 (Oct 2011)
Tax Bill	$3,783 (2025)
Deeds & Mortgages	Oct 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-032400-000849-6`

Property Details

APN / Parcel Number

Primary APN	`20-032400-000849-6`
Alternative APNs	`2003240000084960111` `114324`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,836 sqft Living Area
Gross Area	3,568 sqft
1st Floor Area	2,287 sqft
2nd Floor Area	549 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1997
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	15,638 sqft (0.359 acres)
Lot Dimensions	131 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	732 sqft
Driveway	Concrete Driveway
Driveway Area	2,400 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	506 sqft
Patio Area	150 sqft
Storage Building	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	124 HIDDEN OAKS DR
City	WACO
State	TX
Zip	76705-1742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	EATON A P ACRES .359
Legal Subdivision	EATON A P
Jurisdiction	MCLENNAN TX
Township / Civil Division	ELM MOTT
Census Block Group	2
Census Block	2018
Census Tract	3402

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 HIDDEN OAKS DR, WACO, TX 76705-1742
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2011 · Amount on Record
Deed Sale	Oct 4, 2011 · Amount on Record
Prior Sale	Jan 27, 2009 · Amount on Record
Deed Document Number	201130931
Prior Transfer Date	Jan 22, 2009
Prior Transfer Doc	0000002221
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	124 HIDDEN OAKS DR, WACO, TX 76705-1742
Transaction Type	Mortgage
Record Updated	Oct 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 HIDDEN OAKS DR, WACO, TX 76705-1742

Mortgage

Document Number	0000040564
Date	Oct 4, 2021
Instrument	2021040564

Lender

Name	EDUCATORS CU
Type	Credit Union
Address	TYLER, TX 75702

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2031

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$422,138 (-5.14%) Land $39,251 Building $382,887	$422,138 (-5.14%) Land $39,251 Building $382,887
2025	$3,783.00 (-20.68%) Homeowner's exemption Senior Citizen's exemption	$445,010 (+1.12%) Land $35,660 Building $409,350	$445,010 (+1.12%) Land $35,660 Building $409,350
2024	$4,769.00 (+2.47%)
2023		$440,100 Land $35,660 Building $404,440	$440,100 Land $35,660 Building $404,440
2022	$4,654.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2015)
Most Recent Claim	Oct 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHALK BLUFF WSC serves 3,852 people · EPA ID TX1550020
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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