McLennan County property record for 108 Hidden Oaks Dr, Waco, TX 76705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,149 sqft · built 1999 |
| Lot Size | 0.513 acres (22,360 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $399,000 (Jun 2026) |
| Tax Bill | $3,516 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Apr 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-038801-000100-4 |
| Primary APN | 20-038801-000100-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,149 sqft Living Area |
| Gross Area | 2,610 sqft |
| 1st Floor Area | 2,149 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 22,360 sqft (0.513 acres) |
| Lot Dimensions | 130 ft deep x 172 ft wide |
| Garage Type | Attached |
| Garage Area | 461 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 290 sqft |
| Storage Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 108 HIDDEN OAKS DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-1742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | ROBERT RAY LOT 1 BLOCK 1 ACRES 0.5133 |
| Legal Subdivision | ROBERT RAY |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | ELM MOTT |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 3402 |
108 Hidden Oaks Dr is owned and occupied by two individuals who bought it in June 2026.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 HIDDEN OAKS DR, WACO, TX 76705-1742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed, Transfer · Conventional Mortgage GENCO FEDERAL CREDIT UNION |
| Apr 25, 2023 | Warranty Deed, Transfer FTC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2026 · Amount on File |
| Deed Sale | Jun 12, 2026 · Amount on File |
| Prior Sale | Apr 25, 2023 |
| Deed Document Number | 202618838 |
| Prior Transfer Date | Oct 20, 2010 |
| Prior Transfer Doc | 0000033244 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jun 12, 2026 |
| Property Address | 108 HIDDEN OAKS DR, WACO, TX 76705-1742 |
| Document Number | 0000018838 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 202618838 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 HIDDEN OAKS DR, WACO, TX 76705-1742 |
| Document Number | 0000018839, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 202618839 |
| Name | GENCO FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Apr 25, 2023 |
| Property Address | 108 HIDDEN OAKS DR, WACO, TX 76705-1742 |
| Document Number | 0000011742 |
| Map Reference | VOL 502 PG 827 |
| Instrument Date | Apr 25, 2023 |
| Instrument | 2023011742 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | FTC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1009 PECAN ST, BRENHAM, TX 77833-4359 |
| Name | Verified Name |
|---|---|
| Address | 108 HIDDEN OAKS DR, WACO, TX 76705-1742 |
The 2025 property tax bill for 108 Hidden Oaks Dr was $3,516, down 14.3% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | Connally Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $357,211 (-3.82%) Land $43,826 Building $313,385 | $357,211 (-3.82%) Land $43,826 Building $313,385 | |
| 2025 | $3,516.00 (-14.26%) Homeowner's exemption | $371,400 Land $39,800 Building $331,600 | $371,400 Land $39,800 Building $331,600 |
| 2024 | $4,101.00 | ||
| 2023 | $367,320 Land $39,800 Building $327,520 | $367,320 Land $39,800 Building $327,520 | |
| 2022 | $4,378.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Hidden Oaks Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (2015) |
| Most Recent Claim | Oct 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Hidden Oaks Dr is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 79% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHALK BLUFF WSC serves 3,852 people · EPA ID TX1550020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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