Lexington County property record for 124 Harding St, Chapin, SC 29036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,211 sqft · built 1981 |
| Lot Size | 0.355 acres (15,473 sqft) |
| Owner | Individual Name on File |
| Last Sale | $243,000 (Aug 1998) |
| Tax Bill | $3,129 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001120-01-039 |
| Primary APN | 001120-01-039 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,211 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Fiber Cement Siding |
| Roof Material | Shingle |
| Lot Area | 15,473 sqft (0.355 acres) |
| View / Lot | Waterfront / Beach |
| Garage Type | Built-in |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 124 HARDING ST |
|---|---|
| City | CHAPIN |
| State | SC |
| Zip | 29036-9458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | DUTCHMAN SHORES LOT 40 BLK B A,B,&C |
| Legal Subdivision | DUTCHMAN SHORES |
| Legal Block | B |
| Legal Lot Number | 40 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | CHAPIN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21208 |
124 Harding St is owned and occupied by an individual who acquired it in September 2018.
Source: Lexington County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 124 HARDING ST, CHAPIN, SC 29036-9458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 1998 · Amount on File |
| Deed Sale | Aug 5, 1998 · Amount on File |
| Deed Book / Page | 4798 / 336 |
| Last Transfer Date | Sep 17, 2018 |
| Transfer Doc | 2029300313 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 124 HARDING ST, CHAPIN, SC 29036-9458 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2094404132 |
|---|---|
| Date | Jun 3, 2021 |
| Book Page | 20944/4132 |
| Instrument | 2021029980 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2036 |
The 2025 property tax bill for 124 Harding St was $3,129, up 7.7% from the year before.
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,129.00 (+7.67%) | ||
| 2024 | $2,906.00 (+0.87%) | $19,003 (-) Land $7,980 Building $11,023 | $475,097 (-) Land $199,509 Building $275,588 |
| 2023 | $2,881.00 | $19,003 Land $7,980 Building $11,023 | $475,097 Land $199,509 Building $275,588 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 124 Harding St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 124 Harding St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BGWC DUTCHMAN SHORES private · serves 335 people · EPA ID SC3250021 |
|---|---|
| Water Source | Purchased surface water from CITY OF COLUMBIA |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | BGWC HILTON PLACE |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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