117 Harding St, Chapin, SC 29036 Property Records

Lexington County property record for 117 Harding St, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,344 sqft · built 1974
Lot Size	0.252 acres (10,996 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Jun 2017)
Tax Bill	$9,455 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001120-01-028`

Property Details

APN / Parcel Number

Primary APN	`001120-01-028`
Alternative APN	`0112001028`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,344 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	10,996 sqft (0.252 acres)
View / Lot	Waterfront / Beach
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	117 HARDING ST
City	CHAPIN
State	SC
Zip	29036-9458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	DUTCHMAN SHORES LOT 29 BLK B
Legal Subdivision	DUTCHMAN SHORES
Legal Block	B
Legal Lot Number	29
Jurisdiction	LEXINGTON SC
Township / Civil Division	CHAPIN
Census Block Group	1
Census Block	1002
Census Tract	21208

Owner

117 Harding St is owned and occupied by an individual who bought it in June 2017.

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	117 HARDING ST, CHAPIN, SC 29036-9458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2019	Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG
Jun 15, 2017	Warranty Deed, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE LLC
Apr 10, 2017	Deed of Trust, Mortgage BLACK PATRICIA T TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2017 · Amount on File
Deed Sale	Jun 15, 2017 · Amount on File
Prior Sale	Jul 8, 2016 · Amount on File
Deed Document Number	201728194
Deed Book / Page	19277 / 6
Prior Transfer Date	Sep 29, 2011
Prior Transfer Doc	1508800314
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	117 HARDING ST, CHAPIN, SC 29036-9458
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2082400784
Date	Jul 3, 2019
Book Page	20824/0784
Instrument	2019029227

Lender

Name	SYNOVUS BANK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 21, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	117 HARDING ST, CHAPIN, SC 29036-9458
Document Number	2085005161
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 HARDING ST CHAPIN SC 290369458, CHAPIN, SC 29036-9458

Mortgage

Document Number	2085005161
Date	Dec 27, 2019
Book Page	020850/005161
Instrument	58684

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEXINGTON SC
Recording Date	Jun 15, 2017
Property Address	117 HARDING ST, CHAPIN, SC 29036-9458
Document Number	1927700006
Book / Page	19277 / 006
Instrument Date	Jun 14, 2017
Instrument	2017028194
Transaction Type	Transfer
Record Updated	Feb 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,054.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 HARDING ST, CHAPIN, SC 29036-9458

Mortgage

Document Number	1927700009
Date	Jun 15, 2017
Book Page	19277/009
Instrument	2017028195

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	117 HARDING ST, CHAPIN, SC 29036-9458
Document Number	1913300343
Book / Page	019133 / 000343
Instrument Date	Apr 10, 2017
Transaction Type	Mortgage
Record Updated	May 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	1913300343
Date	Apr 13, 2017
Book Page	019133/000343
Instrument	17235

Lender

Name	BLACK PATRICIA T TRUST (PT)
Address	4344 CHICORA ST, COLUMBIA, SC 29206-2902

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 117 Harding St was $9,455, up 10.9% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,455.00 (+10.95%)
2024	$8,522.00 (+0.22%)	$19,665 (-) Land $11,870 Building $7,795	$327,750 (-) Land $197,832 Building $129,918
2023	$8,503.00	$19,665 Land $11,870 Building $7,795	$327,750 Land $197,832 Building $129,918

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 117 Harding St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Harding St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BGWC DUTCHMAN SHORES private · serves 335 people · EPA ID SC3250021
Water Source	Purchased surface water from CITY OF COLUMBIA
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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