Polk County property record for 124 Hampden Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,166 sqft · built 1973 |
| Lot Size | 0.176 acres (7,653 sqft) |
| Owner | Company Name on File |
| Last Sale | $140,925 (Jul 2018) |
| Tax Bill | $2,088 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2021 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-34-660000-000710 |
| Primary APN | 26-28-34-660000-000710 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,166 sqft Living Area |
| Gross Area | 1,386 sqft |
| 1st Floor Area | 1,166 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,653 sqft (0.176 acres) |
| Lot Dimensions | 138 ft deep x 55 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 288 sqft |
| Carport | Carport |
| Carport Area | 288 sqft |
| Porch | Florida Room |
| Porch Area | 270 sqft |
| Utility Building | 44 sqft |
| Cooling System | Central |
|---|
| Street Address | 124 HAMPDEN RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ELOISE WOODS LAKE ROY UNIT PB 14 PG 19 19A 19B LOT 71 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 34 |
| Legal Subdivision | ELOISE WOODS LAKE ROY UNIT |
| Legal Tract | 660000 |
| Legal Block | 2 |
| Legal Lot Number | 71 |
| Legal Unit | PB |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 14005 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146 |
| Owner Type | Company |
| Vesting | Limited Partnership |
| Date | Document |
|---|---|
| Aug 20, 2021 | Deed of Trust, Mortgage · Unknown MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
| Jul 28, 2021 | Intrafamily Transfer, Transfer OS NATIONAL LLC |
| Jul 30, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Oct 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CHRISTIANA TR |
| Jul 26, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2018 · Amount on File |
| Deed Sale | Jul 30, 2018 · Amount on File |
| Prior Sale | Jun 1, 1995 · Amount on File |
| Deed Document Number | 2018161838 |
| Deed Book / Page | 10564 / 1916 |
| Last Transfer Date | Jul 15, 2021 |
| Transfer Doc | 0000195893 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 124 HAMPDEN RD, WINTER HAVEN, FL 33884-2008 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000218240 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 11857/831 |
| Instrument | 2021218240 |
| Name | MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
|---|---|
| Type | Mortgage Company |
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 28, 2021 |
| Property Address | 124 HAMPDEN RD, WINTER HAVEN, FL 33884-2008 |
| Document Number | 0000195893 |
| Book / Page | 11822 / 1584 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 2021195893 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2021 |
| Title Company | OS NATIONAL LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 30, 2018 |
| Property Address | 124 HAMPDEN RD, WINTER HAVEN, FL 33884-2008 |
| Document Number | 0105641916 |
| Book / Page | 010564 / 001916 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 161838 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $987.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 1850 PARKWAY PL #900 MARIETTA GA 30067, 900, MARIETTA, GA 30067 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 124 HAMPDEN RD, WINTER HAVEN, FL 33884-2008 |
| Document Number | 0103870100 |
| Instrument Date | Oct 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3525 PIEDMONT ROAD NE BLDG 7 #700 ATLANTA GA 30305, 700, ATLANTA, GA 30305 |
| Document Number | 0103870100 |
|---|---|
| Date | Feb 2, 2018 |
| Book Page | 010387/000100 |
| Instrument | 25952 |
| Name | CHRISTIANA TR |
|---|---|
| Address | WILMINGTON, DE 19801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 26, 2017 |
| Property Address | 124 HAMPDEN RD, WINTER HAVEN, FL 33884-2008 |
| Document Number | 0182151843 |
| Book / Page | 018215 / 001843 |
| Instrument Date | Jul 12, 2017 |
| Instrument | 142659 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 9, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $543.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3525 PIEDMONT ROAD 7 #700 ATLANTA GA 30305, 700, ATLANTA, GA 30305 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $157,469 (-0.04%) Land $30,614 Building $126,855 | $157,469 (-0.04%) Land $30,614 Building $126,855 | |
| 2025 | $2,088.00 (-24.87%) | $157,539 (-6.35%) Land $29,083 Building $128,456 | $157,539 (-6.35%) Land $29,083 Building $128,456 |
| 2023 | $2,779.00 (+6.88%) | $168,216 (+7.99%) Land $28,318 Building $139,898 | $168,216 (+7.99%) Land $28,318 Building $139,898 |
| 2022 | $2,600.00 | $155,776 Land $23,726 Building $132,050 | $155,776 Land $23,726 Building $132,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 13 (1978–2026) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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