Polk County property record for 110 Hampden Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,414 sqft · built 1964 |
| Lot Size | 0.257 acres (11,199 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $839 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-34-660000-003251 |
| Primary APN | 26-28-34-660000-003251 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,414 sqft Living Area |
| 1st Floor Area | 1,414 sqft |
| Flooring | Terrazzo |
| Interior Walls | Plaster |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,199 sqft (0.257 acres) |
| Lot Dimensions | 150 ft deep x 91 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 280 sqft |
| Carport | Carport |
| Carport Area | 280 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 126 sqft |
| Utility Building | 84 sqft |
| Cooling System | Central |
|---|
| Street Address | 110 HAMPDEN RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ELOISE WOODS LAKE ROY UNIT PB 14 PG 19 19A 19B LOTS 325 N1/2 & 326 LESS COMM AT SW COR OF N1/2 OF LOT 325 N89-53-48E 111.11 FT ALONG S LINE OF N1/2 OF LOT 325 TO POB N89-53-48E 33.05 FT N42-08- 20W 34.72 FT ALONG ELY LINE OF LOT 325 S20-42-26W 27.59 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 34 |
| Legal Subdivision | ELOISE WOODS LAKE ROY UNIT |
| Legal Tract | 660000 |
| Legal Block | 2 |
| Legal Lot Number | 325 |
| Legal Unit | PB |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 14005 |
110 Hampden Rd is owned and occupied by an individual who acquired it in May 2012.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 110 HAMPDEN RD, WINTER HAVEN, FL 33884-2007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Nov 1, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 21, 2012 |
| Transfer Doc | 0000114571 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 110 HAMPDEN RD, WINTER HAVEN, FL 33884-2007 |
| Document Number | 0114301588 |
| Instrument Date | Oct 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 110 HAMPDEN RD WINTER HAVEN FL 338842007, WINTER HAVEN, FL 33884-2007 |
| Document Number | 0114301588 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 011430/001588 |
| Instrument | 227833 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 26, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 110 HAMPDEN RD, WINTER HAVEN, FL 33884-2007 |
| Document Number | 0110360411 |
| Instrument Date | Nov 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 110 HAMPDEN RD WINTER HAVEN FL 338842007, WINTER HAVEN, FL 33884-2007 |
| Document Number | 0110360411 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 011036/000411 |
| Instrument | 238476 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 7, 2049 |
The 2025 property tax bill for 110 Hampden Rd was $839 with a homeowner's exemption, down 42.3% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,588 (+2.7%) | $181,679 (-0.4%) Land $44,797 Building $136,882 | |
| 2025 | $839.00 (-42.26%) Homeowner's exemption | $103,786 | $182,405 Land $42,557 Building $139,848 |
| 2024 | $1,453.00 (+12.46%) | ||
| 2023 | $1,292.00 (+5.73%) Homeowner's exemption | $97,923 (+3%) | $196,077 (+7.13%) Land $41,437 Building $154,640 |
| 2022 | $1,222.00 Homeowner's exemption | $95,071 | $183,026 Land $34,718 Building $148,308 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 110 Hampden Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 13 (1978–2026) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 110 Hampden Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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