124 Frog Ocean Rd, Salem, NJ 08079 Property Records

Salem County and Lower Alloways Creek Township property record for 124 Frog Ocean Rd, Salem, NJ 08079

Property Summary

Property Type	Single Family Home
Details	built 2018
Lot Size	3.4 acres (148,104 sqft)
Owner	2 Individuals on Record
Tax Bill	$2,842 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2018 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`05-00038-0000-00005-03`

Property Details

APN / Parcel Number

Primary APN	`05-00038-0000-00005-03`
Alternative APN	`05000380000000050003`

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	148,104 sqft (3.4 acres)

Location & Zoning

Street Address	124 FROG OCEAN RD
City	SALEM
State	NJ
Zip	08079-3450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LOWER ALLOWAYS CRK
Legal Block	38
Legal Lot Number	5.3
Jurisdiction	SALEM NJ
Township / Civil Division	LOWER ALLOWAYS CREEK
Census Block Group	1
Census Block	1051
Census Tract	22201

Owner

Source: Salem County and Lower Alloways Creek Township assessment roll, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	190 RIVER RD, M6153-031, SUMMIT, NJ 07901-1444
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Dec 12, 2018	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2005
Deed Sale	Sep 14, 2005
Deed Document Number	2005102175
Deed Book / Page	1212 / 331
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM NJ
Property Address	124 FROG OCEAN RD, SALEM, NJ 08079-3450
Transaction Type	Mortgage
Record Updated	Jan 24, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 FROG OCEAN RD, SALEM, NJ 08079-3450

Mortgage

Document Number	0046170074
Date	Jan 7, 2022
Book Page	4617/74
Instrument	2022000267

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 1, 2049

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SALEM NJ
Property Address	124 FROG OCEAN RD, SALEM, NJ 08079-3450
Document Number	0045200518
Instrument Date	Dec 12, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 FROG OCEAN RD SALEM NJ 080793450, SALEM, NJ 08079-3450

Mortgage

Document Number	0045200518
Date	Apr 9, 2019
Book Page	004520/000518
Instrument	3259

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2049

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Salem County and Lower Alloways Creek Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Salem County
County Subdivision	Lower Alloways Creek Township
Unified School District	Lower Alloways Creek Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$497,300 (+250.71%) Land $74,000 Building $423,300	$497,300 (+250.71%) Land $74,000 Building $423,300
2025	$2,842.00 (+12.73%)	$141,800 (-) Land $37,000 Building $104,800	$141,800 (-) Land $37,000 Building $104,800
2024	$2,521.00 (+9.61%)
2023		$141,800 Land $37,000 Building $104,800	$141,800 Land $37,000 Building $104,800
2022	$2,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	17 (1979–2017)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Emergency Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 64% of New Jersey
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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