97 Frog Ocean Rd, Salem, NJ 08079 Property Records

Salem County and Lower Alloways Creek Township property record for 97 Frog Ocean Rd, Salem, NJ 08079

Property Summary

Property Type	Single Family Home
Details	1,072 sqft · built 1983
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Nov 2016)
Tax Bill	$2,395 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage May 2022 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`05-00051-0000-00009-03`

Property Details

APN / Parcel Number

Primary APN	`05-00051-0000-00009-03`
Alternative APN	`05000510000000090003`

Interior

Stories	1 Story
Building Area	1,072 sqft Living Area
1st Floor Area	1,072 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Lot Area	435,600 sqft

Location & Zoning

Street Address	97 FROG OCEAN RD
City	SALEM
State	NJ
Zip	08079-3451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	51
Legal Lot Number	9.3
Jurisdiction	SALEM NJ
Township / Civil Division	LOWER ALLOWAYS CREEK
Census Block Group	1
Census Block	1049
Census Tract	22201

Owner

Source: Salem County and Lower Alloways Creek Township records · APN 05-00051-0000-00009-03

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	97 FROG OCEAN RD, SALEM, NJ 08079-3451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 04, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEEPWATER INDUSTRIES FCU
May 20, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 21, 2016 · Amount on Record
Deed Sale	Nov 21, 2016 · Amount on Record
Prior Sale	May 20, 1996 · Amount on Record
Deed Document Number	2016107577
Deed Book / Page	4164 / 618
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM NJ
Property Address	97 FROG OCEAN RD, SALEM, NJ 08079-3451
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047450647
Date	Nov 04, 2025
Book Page	4745/647
Instrument	2025009499

Lender

Name	DEEPWATER INDUSTRIES FCU
Type	Credit Union
Address	DEEPWATER, NJ 08023

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 01, 2040

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM NJ
Property Address	97 FROG OCEAN RD, SALEM, NJ 08079-3451
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 FROG OCEAN RD, SALEM, NJ 08079-3451

Mortgage

Document Number	0046321264
Date	May 20, 2022
Book Page	4632/1264
Instrument	2022005782

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	295 Months
Due	Dec 01, 2046

Tax Assessment & Valuation

Source: Salem County and Lower Alloways Creek Township records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Salem County
County Subdivision	Lower Alloways Creek Township
Unified School District	Lower Alloways Creek Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,200 (+220.61%) Land $115,000 Building $308,200	$423,200 (+220.61%) Land $115,000 Building $308,200
2025	$2,395.00 (+14.27%) Veteran's exemption	$132,000 (-) Land $34,000 Building $98,000	$132,000 (-) Land $34,000 Building $98,000
2024	$2,096.00 (+10.84%)
2023		$132,000 Land $34,000 Building $98,000	$132,000 Land $34,000 Building $98,000
2022	$1,891.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 27, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	17 (1979–2017)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Emergency Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Based on FCC filings for 8 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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