Monterey County property record for 124 Fourth St, Spreckels, CA 93962 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,503 sqft · built 2010 |
| Lot Size | 0.136 acres (5,966 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $559,500 (Jun 2010) |
| Tax Bill | $9,804 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit May 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 177-051-011-000 |
| Primary APN | 177-051-011-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 2,503 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 5,966 sqft (0.136 acres) |
| Garage Type | Detached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 124 FOURTH ST |
|---|---|
| City | SPRECKELS |
| State | CA |
| Zip | 93962 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN OF SPRECKELS LOT 4 BLK 0 |
| Legal Subdivision | TOWN OF SPRECKELS |
| Legal Lot Number | 4 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SALINAS |
| Census Block Group | 1 |
| Census Block | 1088 |
| Census Tract | 10606 |
Source: Monterey County records · APN 177-051-011-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 7204, SALINAS, CA 93962-7204 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 07, 2021 | Deed of Trust, Mortgage · Line of Credit MONTEREY CU |
| May 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2010 · Amount on Record |
| Deed Sale | Jun 29, 2010 · Amount on Record |
| Prior Sale | Jun 29, 2010 · Amount on Record |
| Deed Document Number | 0000035492 |
| Last Transfer Date | Aug 09, 2024 |
| Transfer Doc | 0000028115 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 124 FOURTH ST, SPRECKELS, CA 93962 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Title Company | CHICAGO TITLE SALINAS |
| Name | Verified Name |
|---|
| Document Number | 0000039789 |
|---|---|
| Date | Jun 07, 2021 |
| Instrument | 2021039789 |
| Name | MONTEREY CU |
|---|---|
| Type | Credit Union |
| Address | MONTEREY, CA 93940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 124 FOURTH ST, SPRECKELS, CA 93962 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Address | PO BOX 7204, SPRECKELS, CA 93962-7204 |
| Document Number | 0000031928 |
|---|---|
| Date | May 03, 2021 |
| Instrument | 2021031928 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Mar 01, 2051 |
Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Secondary School District | Salinas Union High School District (07 - 12) |
| Elementary School District | Spreckels Union Elementary School District (KG - 06) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,804.00 (+12.53%) Homeowner's exemption | $773,429 (+4.04%) Land $290,427 Building $483,002 |
| 2023 | $8,712.00 (-0.56%) Homeowner's exemption | $743,398 Land $279,150 Building $464,248 |
| 2022 | $8,761.00 |
Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530106061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force 7 of 14 on primary residences |
| Nearby Flood Claims | 3 (1998–2023) |
| Most Recent Claim | Mar 2023, rainfall accumulation, Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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