124 E Saddle River Rd, Saddle River, NJ 07458 Property Records

Bergen County and Saddle River Borough property record for 124 E Saddle River Rd, Saddle River, NJ 07458 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3,896 sqft · built 1934
Lot Size	1.1 acres (48,003 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Dec 1995)
Tax Bill	$10,578 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`58-01701-0000-00038`

Property Details

APN / Parcel Number

Primary APN	`58-01701-0000-00038`
Alternative APNs	`580170100038` `060800`

Interior

Stories	2 Stories
Building Area	3,896 sqft Living Area

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Construction Type	Frame
Lot Area	48,003 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	060800
Street Address	124 E SADDLE RIVER RD
City	SADDLE RIVER
State	NJ
Zip	07458-3030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.102 AC. (11,10)
Legal Block	1701
Legal Lot Number	38
Jurisdiction	BERGEN NJ
Township / Civil Division	SADDLE RIVER
Census Block Group	1
Census Block	1002
Census Tract	53100

Owner

Source: Bergen County and Saddle River Borough records · APN 58-01701-0000-00038

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	124 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 19, 1995 · Amount on Record
Deed Sale	Dec 19, 1995 · Amount on Record
Deed Book / Page	7843 / 765
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	124 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3030
Document Number	0028310143
Book / Page	002831 / 000143
Instrument Date	Nov 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 18, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 E SADDLE RIVER RD SADDLE RIVER NJ 074583030, SADDLE RIVER, NJ 07458-3030

Mortgage

Document Number	0028310143
Date	Jan 09, 2018
Book Page	002831/000143

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 08, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Saddle River Borough
Unified School District	Saddle River Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$991,400 (-) Land $525,400 Building $466,000	$991,400 (-) Land $525,400 Building $466,000
2025	$10,578.00 (+3%)	$991,400 (-) Land $525,400 Building $466,000	$991,400 (-) Land $525,400 Building $466,000
2024	$10,270.00 (+4.22%)
2023		$991,400 Land $525,400 Building $466,000	$991,400 Land $525,400 Building $466,000
2022	$9,854.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030531001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 9 individual NFIP policies nearby
Nearby Flood Policies	9 in force 6 of 9 on primary residences
Nearby Flood Claims	17 (1999–2021)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Sep 2021, river or lake flooding, Remnants Of Hurricane Ida
Flood Events	Remnants Of Hurricane Ida (Sep 2021), 2 claims Hurricane Irene (Sep 2011), 3 claims Hurricane Floyd Major Disaster Declarations (Sep 1999), 7 claims

Wildfire

Wildfire Risk	Low above 5% of the US · above 12% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.