123 E Saddle River Rd, Saddle River, NJ 07458 Property Records

Bergen County and Saddle River Borough property record for 123 E Saddle River Rd, Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	9,165 sqft · built 2017
Lot Size	4.4 acres (191,664 sqft)
Owner	Individual Name on File
Last Sale	$1,500,000 (Jan 2011)
Tax Bill	$48,702 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58-01607-0000-00022-01`

Property Details

APN / Parcel Number

Primary APN	`58-01607-0000-00022-01`
Alternative APNs	`5801607000000022` `075800`

Interior

Stories	1 Story
Building Area	9,165 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Lot Area	191,664 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	075800
Street Address	123 E SADDLE RIVER RD
City	SADDLE RIVER
State	NJ
Zip	07458-3033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	4.4AC
Legal Block	1607
Legal Lot Number	22.1
Jurisdiction	BERGEN NJ
Township / Civil Division	SADDLE RIVER
Census Block Group	1
Census Block	1003
Census Tract	53100

Owner

Source: Bergen County and Saddle River Borough records · APN 58-01607-0000-00022-01

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	123 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 10, 2011 · Amount on Record
Deed Sale	Jan 10, 2011 · Amount on Record
Prior Sale	Dec 22, 2010 · Amount on Record
Deed Document Number	20116311691
Deed Book / Page	631 / 1691
Last Transfer Date	Feb 26, 2016
Transfer Doc	0021990859
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	123 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3033
Transaction Type	Mortgage
Record Updated	Feb 07, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027482207
Date	Oct 12, 2017
Book Page	02748/2207
Instrument	17-076286

Lender

Name	CONNECTONE BANK
Type	Bank
Address	UNION, NJ 07083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2047

Tax Assessment & Valuation

Source: Bergen County and Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Saddle River Borough
Unified School District	Saddle River Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,564,400 (-) Land $1,260,700 Building $3,303,700	$4,564,400 (-) Land $1,260,700 Building $3,303,700
2025	$48,702.00 (+2.99%)	$4,564,400 (-) Land $1,260,700 Building $3,303,700	$4,564,400 (-) Land $1,260,700 Building $3,303,700
2024	$47,287.00 (+4.23%)
2023		$4,564,400 Land $1,260,700 Building $3,303,700	$4,564,400 Land $1,260,700 Building $3,303,700
2022	$45,370.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	17 (1999–2021)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Sep 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile USA.

Based on FCC filings for 55 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SADDLE RIVER WATER UTILITY serves 600 people
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.