124 E Prairie Ave, Decatur, IL 62523 Property Records

Macon County property record for 124 E Prairie Ave, Decatur, IL 62523

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Lot Size0.08 acres (3,485 sqft)
OwnerCompany Name on Record
Tax Bill$5,253 (2025)
Deeds & MortgagesMar 2024 Mortgage
Sep 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN04-12-15-278-018

Property Details

APN / Parcel Number

Primary APN04-12-15-278-018
Alternative APN
  • 12-15-278-018

Exterior

Lot Area3,485 sqft (0.08 acres)

Location & Zoning

Account Number041215278018
Street Address124 E PRAIRIE AVE
CityDECATUR
StateIL
Zip62523-6023
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeMUNICIPAL
Legal DescriptionMILLERS RES OF L 8 BLK 9 OLD TOWN OF DECATUR LTS 11-12 BLK1CENTRAL ADD LTS 1 & 2 TIF 128 E PRAIRIE AVE IRREG
Legal Range02E
Legal Township16N
Legal Section15
Legal SubdivisionCENTRAL ADD
Legal Block1,9
Legal Lot Number11-2
JurisdictionMACON IL
Township / Civil DivisionDECATUR
Census Block Group1
Census Block1063
Census Tract3100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Decatur Downtown Historic District
listed 1985 · 50 contributing resources · NRIS 85001011

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 167, DECATUR, IL 62525-0167
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2024Deed of Trust, Mortgage · Commercial Mortgage
HICKORY POINT BANK & TRUST FSB
Sep 28, 2023Deed of Trust, Mortgage · Commercial Mortgage
HICKORY POINT BANK & TRUST FSB

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address124 E PRAIRIE AVE, DECATUR, IL 62523-6023
Transaction TypeMortgage
Record UpdatedMar 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004999/807
DateMar 4, 2024
Book Page4999/807
Instrument2022773
Lender
NameHICKORY POINT BANK & TRUST FSB
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address124 E PRAIRIE AVE, DECATUR, IL 62523-6023
Transaction TypeMortgage
Record UpdatedOct 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004976/923
DateSep 28, 2023
Book Page4976/923
Instrument2016940
Lender
NameHICKORY POINT BANK & TRUST FSB
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionDecatur Township
MunicipalityDecatur City
Unified School DistrictDecatur School District 61 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,253.00$56,291 Land $5,101 Building $51,190$168,890 Land $15,305 Building $153,585

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECATUR
serves 76,122 people · EPA ID IL1150150
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Fidium Fiber, T-Mobile.

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