124 E Main St, Lafayette, OH 45854 Property Records

Allen County property record for 124 E Main St, Lafayette, OH 45854

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,428 sqft · built 1910
Lot Size	0.152 acres (6,621 sqft)
Owner	Individual Name on File
Last Sale	$61,500 (Mar 2022)
Tax Bill	$894 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-2806-06-001.000`

Property Details

APN / Parcel Number

Primary APN	`38-2806-06-001.000`
Alternative APN	`I2938280606001000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,428 sqft Living Area
Gross Area	2,296 sqft
1st Floor Area	868 sqft
Upper Floors Area	560 sqft
Basement Area	868 sqft
Family Room	Family Room

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	84 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	124 E MAIN ST
City	LAFAYETTE
State	OH
Zip	45854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF LAFAYETTE LOT 26 E1/2 & 16 1/2 FT ALLEY FF 33.00
Legal Subdivision	SPRING ALLEY
Legal Lot Number	26
Jurisdiction	ALLEN OH
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2059
Census Tract	11400

Owner

Source: Allen County records · APN 38-2806-06-001.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	124 E MAIN ST, LAFAYETTE, OH 45854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU INC
Mar 04, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage SUPERIOR CU INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 04, 2022 · Amount on Record
Deed Sale	Mar 04, 2022 · Amount on Record
Prior Sale	Mar 22, 1994 · Amount on Record
Deed Document Number	20222589
Prior Transfer Date	Jan 10, 2006
Prior Transfer Doc	0951000582
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	124 E MAIN ST, LAFAYETTE, OH 45854
Transaction Type	Mortgage
Record Updated	Jul 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6230007454
Date	Jun 23, 2022
Book Page	2022/7454
Instrument	202206230007454

Lender

Name	SUPERIOR CU INC
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Jun 15, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Mar 04, 2022
Property Address	124 E MAIN ST, LAFAYETTE, OH 45854
Document Number	3040002589
Book / Page	2022 / 2589
Map Reference	MB B PG 471
Instrument Date	Feb 25, 2022
Instrument	202203040002589
Transaction Type	Transfer
Record Updated	Mar 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 E MAIN ST, LAFAYETTE, OH 45854

Mortgage

Document Number	3040002590
Date	Mar 04, 2022
Instrument	202203040002590

Lender

Name	SUPERIOR CU INC
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Jackson Township
Municipality	Lafayette Village
Unified School District	Allen East Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$894.00 (-0.11%)	$23,030 (-) Land $3,850 Building $19,180	$65,800 (-) Land $11,000 Building $54,800
2024	$895.00 (-0.22%) Homeowner's exemption	$23,030 (+10.03%) Land $3,850 Building $19,180	$65,800 (+10.03%) Land $11,000 Building $54,800
2023	$897.00 (-0.66%) Homeowner's exemption	$20,930 (-) Land $3,500 Building $17,430
2022	$903.00 Homeowner's exemption	$20,930 Land $3,500 Building $17,430
2021			$59,800 Land $10,000 Building $49,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allen County (39003C), as of June 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Defiance Holdings.

Based on FCC filings for 119 locations within half a mile of this property.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures