118 E Main St, Lafayette, OH 45854 Property Records

Allen County property record for 118 E Main St, Lafayette, OH 45854

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,100 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$141,000 (Aug 2025)
Tax Bill	$1,250 (2025)
Deeds & Mortgages	Aug 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`38-2806-06-003.000`

Property Details

APN / Parcel Number

Primary APN	`38-2806-06-003.000`
Alternative APN	`I2938280606003000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
Gross Area	2,020 sqft
1st Floor Area	1,100 sqft
Basement Area	780 sqft
Family Room	Family Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	156 sqft
Deck Area	352 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	118 E MAIN ST
City	LAFAYETTE
State	OH
Zip	45854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF LAFAYETTE LOT 25 JOINT TEN FF 66.00
Legal Subdivision	VILLAGE/LAFAYETTE
Legal Lot Number	25
Jurisdiction	ALLEN OH
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2059
Census Tract	11400

Owner

Source: Allen County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 E MAIN ST, LAFAYETTE, OH 45854
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2025 · Amount on Record
Deed Sale	Aug 12, 2025 · Amount on Record
Prior Sale	Aug 14, 2019 · Amount on Record
Deed Document Number	20258215
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Aug 14, 2019
Property Address	118 E MAIN ST, LAFAYETTE, OH 45854
Document Number	0000008316
Instrument Date	Aug 13, 2019
Instrument	8316
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$253.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E MAIN ST LAFAYETTE OH 45854, LAFAYETTE, OH 45854

Mortgage

Document Number	8317
Date	Aug 14, 2019
Instrument	8317

Lender

Name	HOME SVGS BK/WAPAKONETA
Type	Federal Savings Bank
Address	WAPAKONETA, OH 45895

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 13, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Jackson Township
Municipality	Lafayette Village
Unified School District	Allen East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,250.00	$32,170 (-) Land $5,080 Building $27,090	$91,900 (-) Land $14,500 Building $77,400
2024	$1,250.00 (-0.24%) Homeowner's exemption	$32,170 (+9.95%) Land $5,080 Building $27,090	$91,900 (+9.93%) Land $14,500 Building $77,400
2023	$1,253.00 (-0.63%) Homeowner's exemption	$29,260 (-) Land $4,620 Building $24,640
2022	$1,261.00 Homeowner's exemption	$29,260 Land $4,620 Building $24,640
2021			$83,600 Land $13,200 Building $70,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures