124 E Lake St, Waupaca, WI 54981 Property Records

Waupaca County property record for 124 E Lake St, Waupaca, WI 54981

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 4,931 sqft · built 1900
Lot Size	0.288 acres (12,560 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,745 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-30-70-87`

Property Details

APN / Parcel Number

Primary APN	`34-30-70-87`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	4,931 sqft Gross Area
Basement Area	1,840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Old Style
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	12,560 sqft (0.288 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	124 E LAKE ST
City	WAUPACA
State	WI
Zip	54981-1744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRT BLK 52 & LAND BET SD PRT & LAKE OF HIBBARDS ADD V275P354 V453P133 V461P28 V491P274 V622P539
Legal Range	12E
Legal Township	22N
Legal Section	30
Legal Subdivision	HIBBARDS ADD
Legal Block	52
Jurisdiction	WAUPACA WI
Township / Civil Division	WAUPACA
Census Block Group	3
Census Block	3022
Census Tract	101000

Owner

Source: Waupaca County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	124 E LAKE ST, WAUPACA, WI 54981-1744
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CREDIT UNION
Apr 4, 2024	Warranty Deed, Transfer
Sep 30, 2020	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 19, 2024
Transfer Doc	0000921433
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUPACA WI
Recording Date	Sep 24, 2026
Property Address	124 E LAKE ST, WAUPACA, WI 54981-1744
Document Number	0000942943
Instrument Date	Sep 19, 2026
Instrument	2026942943
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165

Mortgage

Document Number	0000942943,
Date	Sep 24, 2026
Instrument	2026942943

Lender

Name	COMMUNITY FIRST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 8, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUPACA WI
Recording Date	Apr 4, 2024
Property Address	124 E LAKE ST, WAUPACA, WI 54981-1744
Document Number	0000921433
Instrument Date	Mar 19, 2024
Instrument	921433
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUPACA WI
Property Address	124 E LAKE ST, WAUPACA, WI 54981-1744
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	886547
Date	Sep 30, 2020
Instrument	886547

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union
Address	APPLETON, WI 54912

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	73 Months
Due	Oct 13, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Waupaca County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waupaca County
Municipality	Waupaca City
Unified School District	Waupaca School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,745.00 (+5.47%)	$325,800 (-) Land $61,700 Building $264,100
2023	$5,447.00 (+3.93%)	$325,800 (+46.76%) Land $61,700 Building $264,100	$417,114 (+46.76%) Land $78,993 Building $338,121
2022	$5,241.00	$222,000 Land $50,000 Building $172,000	$284,221 Land $64,013 Building $220,208

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAUPACA WATERWORKS serves 6,062 people · EPA ID WI4690402
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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