108 E Lake St, Waupaca, WI 54981 Property Records

Waupaca County property record for 108 E Lake St, Waupaca, WI 54981

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,112 sqft · built 1917
Lot Size	0.166 acres (9,089 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jan 2026)
Tax Bill	$2,069 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-30-14-1`

Property Details

APN / Parcel Number

Primary APN	`34-30-14-1`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,112 sqft Gross Area
Basement Area	768 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Old Style
Exterior Material	Asbestos
Roof Material	Asphalt
Lot Area	9,089 sqft (0.166 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	108 E LAKE ST
City	WAUPACA
State	WI
Zip	54981-1744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRT OL167 PRES & TRUSTEE PLAT DAF LT1 CSM V14P154 #4537 V154P536 V208P10 V542P560 V810P284 V850P154
Legal Range	12E
Legal Township	22N
Legal Section	30
Legal Subdivision	PRES & TRUSTEE PLAT
Legal Lot Number	1
Jurisdiction	WAUPACA WI
Township / Civil Division	WAUPACA
Census Block Group	3
Census Block	3022
Census Tract	101000

Owner

Source: Waupaca County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 E LAKE ST, WAUPACA, WI 54981-1744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA
Jan 8, 2026	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2026 · Amount on Record
Deed Sale	Jan 8, 2026 · Amount on Record
Deed Document Number	2026936440
Prior Transfer Date	Jul 1, 2025
Prior Transfer Doc	0000931689
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUPACA WI
Property Address	108 E LAKE ST, WAUPACA, WI 54981-1744
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000915807
Date	Jul 17, 2023
Instrument	915807

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	APPLETON, WI 54912

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Jul 25, 2029

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUPACA WI
Recording Date	Jan 8, 2026
Property Address	108 E LAKE ST, WAUPACA, WI 54981-1744
Document Number	0000936440
Map Reference	DOC553367VOL14PG154
Instrument Date	Jan 5, 2026
Instrument	936440
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E LAKE ST, WAUPACA, WI 54981-1744

Mortgage

Document Number	0000936441
Date	Jan 8, 2026
Instrument	936441

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Waupaca County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waupaca County
Municipality	Waupaca City
Unified School District	Waupaca School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,069.00 (+5.83%)	$124,100 (-) Land $17,300 Building $106,800
2024	$1,955.00 (-4.49%)	$124,100 (-) Land $17,300 Building $106,800	$131,100 (-17.49%) Land $18,300 Building $112,800
2023	$2,047.00 (+7.29%)	$124,100 (+51.16%) Land $17,300 Building $106,800	$158,881 (+51.16%) Land $22,148 Building $136,733
2022	$1,908.00	$82,100 Land $12,800 Building $69,300	$105,110 Land $16,387 Building $88,723

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAUPACA WATERWORKS serves 6,062 people · EPA ID WI4690402
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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