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124 E Franklin St, Gallatin, TN 37066 Property Records

Sumner County property record for 124 E Franklin St, Gallatin, TN 37066

Property Summary

Property TypeSingle Family Home
Details6 ba · 3,621 sqft · built 1920
Lot Size0.45 acres (19,594 sqft)
OwnerCompany Name on File
Tax Bill$2,857 (2025)
Deeds & MortgagesJul 2022 Assignment
Oct 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN083126C C 00900

Property Details

APN / Parcel Number

Primary APN083126C C 00900
Alternative APN
  • 126C C 00900

Interior

Full Baths6 Baths
Plumbing Fixtures18 Plumbing Fixtures
Units12 Units
Stories2 Stories
Building Area3,621 sqft Living Area
Gross Area3,744 sqft
1st Floor Area2,342 sqft
Upper Floors Area2,132 sqft
Basement Area1,066 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1984
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area19,594 sqft (0.45 acres)
Lot Dimensions202 ft deep x 97 ft wide
TerrainRolling
PorchSlab
Porch Area336 sqft

Utilities, Heating & Cooling

Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address124 E FRANKLIN ST
CityGALLATIN
StateTN
Zip37066-2873
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLAT: 14 PAGE: 13 BLOCK: LOT: 1 SUBD: THOMAS KIRK SUDDARTH PROP
Legal SubdivisionTHOMAS KIRK SUDDARTH
Legal Lot Number1
JurisdictionSUMNER TN
Township / Civil Division5
Census Block Group3
Census Block3020
Census Tract20700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Gallatin Commercial Historic District
listed 1985 · 66 contributing resources · NRIS 85003369

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

124 E Franklin St is owned by a company that acquired it in December 2008.

Source: Sumner County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address1165 LAKE MARIE RD, GALLATIN, TN 37066-8702
Owner TypeCompany
VestingPartnership

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2022Assignment of Lease, Transfer
Oct 7, 2019Loan Modification, Mortgage
WILSON BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 23, 2008
Transfer Doc0030510743
Record UpdatedSep 20, 2026

July 2022: Assignment of Lease, Transfer

Document TypeAssignment of Lease
JurisdictionSUMNER TN
Recording DateJul 11, 2022
Property Address124 E FRANKLIN ST, GALLATIN, TN 37066-2873
Document Number0059860272
Book / Page5986 / 272
Instrument DateJul 7, 2022
Instrument1422147
Transaction TypeTransfer
Record UpdatedJan 15, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSUMNER TN
Recording DateOct 7, 2019
Property Address124 E FRANKLIN ST, GALLATIN, TN 37066-2873
Document Number0050470597
Book / Page005047 / 000597
Instrument DateOct 3, 2019
Instrument1285452
Transaction TypeMortgage
Record UpdatedOct 23, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPartnership
Address575 AIRPORT RD GALLATIN TN 370664901, GALLATIN, TN 37066-4901

Mortgage

Document Number50470597
DateOct 7, 2019
Book Page005047/000597
Instrument1285452
Lender
NameWILSON BK&TR
TypeBank
Agreement
AmountAmount on Record
Term240 Months
DueOct 6, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 124 E Franklin St was $2,857.

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountySumner County
MunicipalityGallatin City
Unified School DistrictSumner County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,857.00$201,040 Land $95,200 Building $105,840
2024$502,600 Land $238,000 Building $264,600
2023$3,547.00 (-0.31%)$116,200 (-) Land $56,000 Building $60,200
2022$3,558.00$116,200 Land $56,000 Building $60,200
2021$290,500 Land $140,000 Building $150,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 E Franklin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 124 E Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGALLATIN WATER DEPARTMENT
serves 65,964 people · EPA ID TN0000253
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: T-Mobile, Verizon.

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