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122 E Franklin St, Gallatin, TN 37066 Property Records

Sumner County property record for 122 E Franklin St, Gallatin, TN 37066

Property Summary

Property TypeCommercial
Details1.5 ba · 6,812 sqft · built 1900
Lot Size0.33 acres (14,400 sqft)
OwnerCompany Name on File
Last Sale$335,000 (May 2000)
Tax Bill$1,401 (2025)
Deeds & MortgagesJul 2022 Assignment
Oct 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN083126C C 00800

Property Details

APN / Parcel Number

Primary APN083126C C 00800
Alternative APN
  • 126C C 00800

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area6,812 sqft Total Area
1st Floor Area5,353 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1945
Exterior MaterialConcrete Block
Lot Area14,400 sqft (0.33 acres)
Lot Dimensions300 ft deep x 48 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address122 E FRANKLIN ST
CityGALLATIN
StateTN
Zip37066-2828
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionDISTRICT: 03 FURNITURE WAREHOUSE, COUNTY AREA: B01
Legal SubdivisionTHOMAS KIRK SUDDARTH ETUX SUBDIVISION
JurisdictionSUMNER TN
Township / Civil Division5
Census Block Group3
Census Block3020
Census Tract20700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Gallatin Commercial Historic District
listed 1985 · 66 contributing resources · NRIS 85003369

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

122 E Franklin St, a commercial property, is owned by a company that acquired it in December 2008.

Source: Sumner County records, as of July 21, 2026

Owner of RecordCompany Name on File
Mailing Address1165 LAKE MARIE RD, GALLATIN, TN 37066-8702
Owner TypeCompany
VestingPartnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2022Assignment of Lease, Transfer
Oct 7, 2019Loan Modification, Mortgage
WILSON BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2000 · Amount on File
Deed SaleMay 31, 2000 · Amount on File
Deed Document Number2000520194
Deed Book / Page1115 / 755
Last Transfer DateDec 23, 2008
Transfer Doc0030510743
Record UpdatedOct 29, 2026

July 2022: Assignment of Lease, Transfer

Document TypeAssignment of Lease
JurisdictionSUMNER TN
Recording DateJul 11, 2022
Property Address122 E FRANKLIN ST, GALLATIN, TN 37066-2828
Document Number0059860272
Book / Page5986 / 272
Instrument DateJul 7, 2022
Instrument1422147
Transaction TypeTransfer
Record UpdatedJan 15, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSUMNER TN
Recording DateOct 7, 2019
Property Address122 E FRANKLIN ST, GALLATIN, TN 37066-2828
Document Number0050470597
Book / Page005047 / 000597
Instrument DateOct 3, 2019
Instrument1285452
Transaction TypeMortgage
Record UpdatedOct 23, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPartnership
Address575 AIRPORT RD GALLATIN TN 370664901, GALLATIN, TN 37066-4901

Mortgage

Document Number50470597
DateOct 7, 2019
Book Page005047/000597
Instrument1285452
Lender
NameWILSON BK&TR
TypeBank
Agreement
AmountAmount on Record
Term240 Months
DueOct 6, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 122 E Franklin St was $1,401.

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountySumner County
MunicipalityGallatin City
Unified School DistrictSumner County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,401.00$98,560 Land $95,200 Building $3,360
2024$246,400 Land $238,000 Building $8,400
2023$2,052.00 (-0.34%)$67,240 (-) Land $56,000 Building $11,240
2022$2,059.00$67,240 Land $56,000 Building $11,240
2021$168,100 Land $140,000 Building $28,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 122 E Franklin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 122 E Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGALLATIN WATER DEPARTMENT
serves 65,964 people · EPA ID TN0000253
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: T-Mobile, Verizon.

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