124 E 7th St, Monticello, MN 55362 Property Records

Wright County property record for 124 E 7th St, Monticello, MN 55362

Property Summary

Property Type	Fast Food Restaurant
Details	2,368 sqft · built 1993
Lot Size	0.538 acres (23,435 sqft)
Owner	Company Name on Record
Last Sale	$760,000 (May 2002)
Tax Bill	$16,026 (2026)
Deeds & Mortgages	May 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`155-010-003060`

Property Details

APN / Parcel Number

Primary APN	`155-010-003060`

Interior

Building Area	2,368 sqft Total Area
1st Floor Area	1,652 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Wood
Lot Area	23,435 sqft (0.538 acres)

Location & Zoning

Street Address	124 E 7TH ST
City	MONTICELLO
State	MN
Zip	55362-4598
Property Category	Commercial
Property Type	Commercial > Retail > Fast Food Restaurant
Legal Description	SECT-11 TWP-121 RANGE-025 ORIGINAL PLAT MONTICELLO BLOCK-003 TH PRT OF LTS6&7BLK3&VAC CEDAR ST DES BEG NW COR OF LT7TH S64D05
Legal Range	025
Legal Township	121
Legal Section	11
Legal Subdivision	ORIGINAL PLAT MONTICELLO
Legal Block	3T,003
Legal Lot Number	7
Jurisdiction	WRIGHT MN
Township / Civil Division	MONTICELLO
Census Block Group	1
Census Block	1029
Census Tract	100205

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	100 SAINT JAMES DR, PIEDMONT, CA 94611-3604
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2002 · Amount on Record
Deed Sale	May 22, 2002 · Amount on Record
Prior Sale	Nov 15, 2001 · Amount on Record
Deed Document Number	200278383
Record Updated	Sep 20, 2026

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WRIGHT MN
Recording Date	May 2, 2019
Property Address	124 E 7TH ST, MONTICELLO, MN 55362-4598
Instrument Date	Apr 19, 2019
Instrument	1394732
Transaction Type	Mortgage
Record Updated	Jun 6, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5425 BOONE AVE N NEW HOPE MN 554283614, NEW HOPE, MN 55428-3614

Mortgage

Document Number	0001394732
Date	May 2, 2019
Instrument	1394732

Lender

Name	CITIZENS BK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	May 1, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Monticello City
Unified School District	Monticello Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,026.00 (+54.66%)	$712,000 (+7.05%) Land $262,300 Building $449,700	$712,000 (+7.05%) Land $262,300 Building $449,700
2025		$665,100 (+4.02%) Land $215,400 Building $449,700	$665,100 (+4.02%) Land $215,400 Building $449,700
2023	$10,362.00 (-7.78%)	$639,400 Land $189,700 Building $449,700	$639,400 Land $189,700 Building $449,700
2022	$11,236.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Monticello serves 15,087 people · EPA ID MN1860012
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Fibernet Monticello Fiber	1,000 / 500

May also be available: Spectrum, T-Mobile, Verizon.

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