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407 E 7th St, Monticello, MN 55362 Property Records

Wright County property record for 407 E 7th St, Monticello, MN 55362

Property Summary

Property TypeMulti-Family Dwellings
Details24,255 sqft · built 1985
Lot Size1.8 acres (78,408 sqft)
OwnerCompany Name on File
Last Sale$1,825,000 (Oct 2019)
Tax Bill$35,702 (2026)
Deeds & MortgagesSep 2020 Loan Modification
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN155-029-001060

Property Details

APN / Parcel Number

Primary APN155-029-001060

Interior

Stories3 Stories
Building Area24,255 sqft Living Area
1st Floor Area12,965 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1990
Architectural StyleMulti-Family
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area78,408 sqft (1.8 acres)
Garage Area4,800 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address407 E 7TH ST
CityMONTICELLO
StateMN
Zip55362-8024
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionSECT-11 TWP-121 RANGE-025 LAURING HILLSIDE TERRACE LOT-006 BLOCK-001 LOCK-001
Legal Range025
Legal Township121
Legal Section11
Legal SubdivisionLAURING HILLSIDE TERRACE
Legal Block1
Legal Lot Number6
JurisdictionWRIGHT MN
Township / Civil DivisionMONTICELLO
Census Block Group1
Census Block1031
Census Tract100205

Owner

Source: Wright County assessment roll, APN 155-029-001060, as of July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2823 WAYZATA BLVD, B, MINNEAPOLIS, MN 55405-5500
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2020Loan Modification, Mortgage
FIRST RESOURCE BK
Oct 01, 2019Warranty Deed, Transfer · Commercial Mortgage
FIRST RESOURCE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 01, 2019 · Amount on Record
Deed SaleOct 01, 2019 · Amount on Record
Prior SaleMar 20, 2002 · Amount on Record
Deed Document Number20191406973
Record UpdatedSep 20, 2026

September 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWRIGHT MN
Property Address407 E 7TH ST, MONTICELLO, MN 55362-8024
Document Number0001442098
Instrument DateSep 29, 2020
Transaction TypeMortgage
Record UpdatedOct 26, 2020
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address407 E 7TH ST MONTICELLO MN 553628024, MONTICELLO, MN 55362-8024

Mortgage

Document Number0001442098
DateSep 29, 2020
Instrument1442098
Lender
NameFIRST RESOURCE BK
TypeBank
Address811 WASHINGTON AVE S # 104, MINNEAPOLIS, MN 55415-7502
Agreement
AmountAmount Recorded
Term60 Months
DueSep 28, 2025

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWRIGHT MN
Recording DateOct 01, 2019
Property Address407 E 7TH ST, MONTICELLO, MN 55362-8024
Document Number0001406973
Instrument DateSep 30, 2019
Instrument1406973
Transaction TypeTransfer
Record UpdatedAug 13, 2021
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,022.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1313 W 26TH ST, MINNEAPOLIS, MN 55405-3545

Mortgage

Document Number0001406974
DateOct 01, 2019
Instrument1406974
Lender
NameFIRST RESOURCE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term84 Months
DueOct 10, 2026

Mortgage

Document Number0001406978
DateOct 01, 2019
Instrument1406978
Lender
NameJOSHUA HARTY
TypePrivate Party
Address1313 W 26TH ST, MINNEAPOLIS, MN 55405
Agreement
AmountAmount Recorded
Term60 Months
DueOct 01, 2024

Tax Assessment & Valuation

Source: Wright County assessment roll as of July 20, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWright County
MunicipalityMonticello City
Unified School DistrictMonticello Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$35,702.00 (+31.31%)$2,872,300 (+6.33%) Land $420,900 Building $2,451,400$2,872,300 (+6.33%) Land $420,900 Building $2,451,400
2025$2,701,200 (+11.56%) Land $420,900 Building $2,280,300$2,701,200 (+11.56%) Land $420,900 Building $2,280,300
2023$27,190.00 (+0.83%)$2,421,400 Land $420,900 Building $2,000,500$2,421,400 Land $420,900 Building $2,000,500
2022$26,966.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wright County (27171C), as of April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 56 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber		1,000 / 1,000
City of Monticello
Fiber		1,000 / 500

May also be available: Spectrum, T-Mobile USA, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1860012, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMonticello
serves 15,087 people
Water SourceGroundwater
Last State InspectionAug 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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