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124 Discovery Ln, Williamsburg, VA 23185 Property Records

James City County property record for 124 Discovery Ln, Williamsburg, VA 23185

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,802 sqft · built 1982
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on File
Last Sale$565,000 (Jun 2025)
Tax Bill$4,123 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN47-3 05-0-0014

Property Details

APN / Parcel Number

Primary APN47-3 05-0-0014
Alternative APN
  • 13770

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,802 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof MaterialComposition Shingle
Lot Area17,424 sqft (0.4 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area384 sqft
Deck Area492 sqft
Patio Area492 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number13770
Street Address124 DISCOVERY LN
CityWILLIAMSBURG
StateVA
Zip23185-3105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 LIMITED
Legal DescriptionL-14 S-1 POWHATAN SHORES
Legal SubdivisionPOWHATAN SHORES
Legal Lot Number14
JurisdictionJAMES CITY VA
Township / Civil DivisionBERKELEY
Census Block Group2
Census Block2005
Census Tract80308

Owner

Source: James City County records · APN 47-3 05-0-0014

Assessment roll updated October 14, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address124 DISCOVERY LN, WILLIAMSBURG, VA 23185-3105
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORPORATION
Jul 31, 2020Warranty Deed, Transfer · Conventional with PMI
SOUTHERN TR MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 18, 2025 · Amount on Record
Deed SaleJun 18, 2025 · Amount on Record
Prior SaleJul 31, 2020 · Amount on Record
Deed Document Number20258179
Record UpdatedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address124 DISCOVERY LN, WILLIAMSBURG, VA 23185-3105
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210022518
DateNov 16, 2021
Instrument210022518
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term352 Months
DueMar 01, 2051
Interest
Rate TypeFixed Rate

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJAMES CITY VA
Recording DateJul 31, 2020
Property Address124 DISCOVERY LN, WILLIAMSBURG, VA 23185-3105
Document Number0000011775
Instrument DateJul 24, 2020
Instrument11775
Transaction TypeTransfer
Record UpdatedAug 25, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$385.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 DISCOVERY LN WILLIAMSBURG VA 231853105, WILLIAMSBURG, VA 23185-3105

Mortgage

Document Number11776
DateJul 31, 2020
Instrument11776
Lender
NameSOUTHERN TR MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 30, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated October 14, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,123.00 (+43.81%)$496,800 (+29.98%) Land $199,500 Building $297,300$496,800 (+29.98%) Land $199,500 Building $297,300
2023$382,200 Land $183,800 Building $198,400$382,200 Land $183,800 Building $198,400
2019$2,867.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510950803082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 112 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies112 in force
Nearby Flood Claims5 (2003)
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 5 claims

Wildfire

Wildfire RiskLow
lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 171 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Shenandoah Telecommunications Company
Fiber		8,000 / 8,000
Cox Communications
Cable		2,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemJCSA - CENTRAL SYSTEM
serves 57,726 people
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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