120 Discovery Ln, Williamsburg, VA 23185 Property Records

James City County property record for 120 Discovery Ln, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,016 sqft · built 1985
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Mar 2023)
Tax Bill	$5,192 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Feb 2022 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`47-3 05-0-0016`

Property Details

APN / Parcel Number

Primary APN	`47-3 05-0-0016`
Alternative APN	`21036`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,016 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Deck Area	491 sqft
Patio Area	491 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	21036
Street Address	120 DISCOVERY LN
City	WILLIAMSBURG
State	VA
Zip	23185-3105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 LIMITED
Legal Description	L-16 S-1 POWHATAN SHORES
Legal Subdivision	POWHATAN SHORES
Legal Lot Number	16
Jurisdiction	JAMES CITY VA
Township / Civil Division	BERKELEY
Census Block Group	2
Census Block	2005
Census Tract	80308

Owner

120 Discovery Ln is owned and occupied by two individuals who bought it in March 2023.

Source: James City County records, as of November 18, 2025

Owner of Record	2 Individual Names on File
Mailing Address	120 DISCOVERY LN, WILLIAMSBURG, VA 23185-3105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Warranty Deed, Transfer · ARM NEWPORT NEWS SHIPBUILDING EMPLOYEES
Feb 4, 2022	Intrafamily Transfer, Transfer
Feb 22, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2023 · Amount on File
Deed Sale	Mar 6, 2023 · Amount on File
Deed Document Number	20232157
Prior Transfer Date	Jan 28, 2022
Prior Transfer Doc	0202202830
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Mar 6, 2023
Property Address	120 DISCOVERY LN, WILLIAMSBURG, VA 23185-3105
Document Number	0202302157
Instrument Date	Jan 27, 2023
Instrument	202302157
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	FIRST VIRGINIA TITLE, FIRST VIRGINIA TITLE &ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 DISCOVERY LN, WILLIAMSBURG, VA 23185-3105

Mortgage

Document Number	0202302158
Date	Mar 6, 2023
Instrument	202302158

Lender

Name	NEWPORT NEWS SHIPBUILDING EMPLOYEES

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Apr 1, 2026
Change Frequency	3 Years

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	Feb 4, 2022
Property Address	120 DISCOVERY LN, WILLIAMSBURG, VA 23185-3105
Document Number	0202201781
Instrument Date	Jan 28, 2022
Instrument	202201781
Transaction Type	Transfer
Record Updated	Feb 23, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 DISCOVERY LN, WILLIAMSBURG, VA 23185-3105

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	Feb 22, 2022
Property Address	120 DISCOVERY LN, WILLIAMSBURG, VA 23185-3105
Document Number	0202202830
Instrument Date	Jan 28, 2022
Instrument	202202830
Transaction Type	Transfer
Record Updated	Mar 2, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 DISCOVERY LN, WILLIAMSBURG, VA 23185-3105

Tax Assessment & Valuation

The 2025 property tax bill for 120 Discovery Ln was $5,192, up 6.4% from the year before.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,192.00 (+6.42%)	$625,600 Land $199,500 Building $426,100	$625,600 Land $199,500 Building $426,100
2024	$4,879.00 (+16%)
2023	$4,206.00	$506,800 Land $183,800 Building $323,000	$506,800 Land $183,800 Building $323,000
2022	$4,206.00
2019	$3,892.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Discovery Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 112 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	112 in force
Nearby Flood Claims	5 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Discovery Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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