Orange County and Warwick Town property record for 124 Covered Bridge Rd, Warwick, NY 10990
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,080 sqft · built 1982 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (Sep 2020) |
| Tax Bill | $7,420 (2024) |
| Deeds & Mortgages | Oct 2018 Mortgage Sep 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 335489 49-1-11 |
| Primary APN | 335489 49-1-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Game Room | Game Room |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,560 sqft (1 acres) |
| View / Lot | Rural |
| Porch | Open Porch |
| Porch Area | 376 sqft |
| Shed | 1 Shed |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 49-1-11 |
|---|---|
| Street Address | 124 COVERED BRIDGE RD |
| City | WARWICK |
| State | NY |
| Zip | 10990-2855 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 00215 |
| Legal Block | 1 |
| Legal Lot Number | 11.00 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | WARWICK |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 14502 |
124 Covered Bridge Rd is owned and occupied by an individual who bought it in September 2020.
Source: Orange County and Warwick Town records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 124 COVERED BRIDGE RD, WARWICK, NY 10990-2855 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 23, 2018 | Deed of Trust, Mortgage HUDSON VALLEY CREDIT UNION |
| Sep 17, 2020 | Grant Deed, Transfer · Conventional with PMI HUDSON UNITED MTG |
| Mar 1, 2018 | Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI QUICKEN LNS |
| Feb 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2020 · Amount on File |
| Deed Sale | Sep 17, 2020 · Amount on File |
| Prior Sale | Jan 22, 2010 · Amount on File |
| Deed Document Number | 202048782 |
| Deed Book / Page | 14805 / 268 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 124 COVERED BRIDGE RD, WARWICK, NY 10990-2855 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000075451 |
|---|---|
| Date | Oct 23, 2018 |
| Book Page | 0000014477/0000000338 |
| Instrument | 20180075451 |
| Name | HUDSON VALLEY CREDIT UNION |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | Sep 17, 2020 |
| Property Address | 124 COVERED BRIDGE RD, WARWICK, NY 10990-2855 |
| Document Number | 0000048782 |
| Book / Page | 014805 / 000268 |
| Instrument Date | Aug 12, 2020 |
| Instrument | 48782 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2020 |
| Title Company | GREENACRE ABSTRACT, GREENACRE ABST |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,420.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 58 BREWER RD NEWBURGH NY 125501212, NEWBURGH, NY 12550-1212 |
| Document Number | 48783 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 014805/000273 |
| Instrument | 48783 |
| Name | HUDSON UNITED MTG |
|---|---|
| Address | NANUET, NY 10954 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 16, 2050 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | Mar 1, 2018 |
| Property Address | 124 COVERED BRIDGE RD, WARWICK, NY 10990-2855 |
| Book / Page | 014369 / 001192 |
| Instrument Date | Feb 7, 2018 |
| Instrument | 16044 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Address | 124 COVERED BRIDGE RD WARWICK NY 109902855, WARWICK, NY 10990-2855 |
| Document Number | 0000016044 |
|---|---|
| Date | Mar 1, 2018 |
| Book Page | 014369/001192 |
| Instrument | 16044 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 28, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 124 COVERED BRIDGE RD, WARWICK, NY 10990-2855 |
| Document Number | 0000016043 |
| Instrument Date | Feb 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2018 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Address | 124 COVERED BRIDGE RD WARWICK NY 109902855, WARWICK, NY 10990-2855 |
| Document Number | 0000016043 |
|---|---|
| Date | Mar 1, 2018 |
| Book Page | 014369/001169 |
| Instrument | 16043 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 28, 2038 |
Source: Orange County and Warwick Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Warwick Town |
| Unified School District | Warwick Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,100 Land $12,000 Building $20,100 | $382,100 | |
| 2024 | $7,420.00 | ||
| 2023 | $32,100 (-) Land $12,000 Building $20,100 | $347,000 (+17.27%) Land $129,720 Building $217,280 | |
| 2022 | $32,100 Land $12,000 Building $20,100 | $295,900 Land $110,617 Building $185,283 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 124 Covered Bridge Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1984–2020) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Aug 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Covered Bridge Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Alteva of Warwick Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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