Orange County and Warwick Town property record for 112 Covered Bridge Rd, Warwick, NY 10990
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,722 sqft · built 1978 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Jan 2000) |
| Tax Bill | $8,354 (2024) |
| Deeds & Mortgages | Mar 2019 Refinance Dec 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 335489 49-1-5.1 |
| Primary APN | 335489 49-1-5.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,722 sqft Living Area |
| Gross Area | 1,794 sqft |
| 1st Floor Area | 1,104 sqft |
| 2nd Floor Area | 618 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,560 sqft (1 acres) |
| View / Lot | Rural |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 522 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 49-1-5.1 |
|---|---|
| Street Address | 112 COVERED BRIDGE RD |
| City | WARWICK |
| State | NY |
| Zip | 10990-2855 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 00215 |
| Legal Description | LT 2 SPECHT SUB |
| Legal Subdivision | SPECHT |
| Legal Block | 1 |
| Legal Lot Number | 5.100 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | WARWICK |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 14502 |
112 Covered Bridge Rd is owned and occupied by two individuals who bought it in January 2000.
Source: Orange County and Warwick Town records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 112 COVERED BRIDGE RD, WARWICK, NY 10990-2855 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Dec 9, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2000 · Amount on File |
| Deed Sale | Jan 31, 2000 · Amount on File |
| Deed Book / Page | 5233 / 289 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 112 COVERED BRIDGE RD, WARWICK, NY 10990-2855 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AGENT FOR STEWART TITLE INSU |
| Name | Verified Name |
|---|
| Document Number | 0000015870 |
|---|---|
| Date | Mar 11, 2019 |
| Book Page | 14536/1636 |
| Instrument | 20190015870 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 112 COVERED BRIDGE RD, WARWICK, NY 10990-2855 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000067095 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 14858/1024 |
| Instrument | 20200067095 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | Jan 1, 2035 |
Source: Orange County and Warwick Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Warwick Town |
| Unified School District | Warwick Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $36,200 Land $12,000 Building $24,200 | $431,000 | |
| 2024 | $8,354.00 | ||
| 2023 | $36,200 Land $12,000 Building $24,200 | $391,400 Land $129,746 Building $261,654 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 112 Covered Bridge Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1984–2020) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Aug 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 112 Covered Bridge Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Alteva of Warwick Fiber | 1,000 / 1,000 |
May also be available: Verizon.
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