124 Clover Ct, Radcliff, KY 40160 Property Records

Hardin County property record for 124 Clover Ct, Radcliff, KY 40160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,217 sqft · built 2005
Lot Size	0.137 acres (5,968 sqft)
Owner	Individual Name on File
Last Sale	$132,500 (Jan 2021)
Tax Bill	$1,444 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161-40-03-010.01`

Property Details

APN / Parcel Number

Primary APN	`161-40-03-010.01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,217 sqft Living Area
Attic Area	1,637 sqft

Exterior

Year Built	Built 2005
Architectural Style	Duplex Single
Exterior Material	Frame/Masonry
Lot Area	5,968 sqft (0.137 acres)
Garage Type	Attached
Garage Area	420 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	124 CLOVER CT
City	RADCLIFF
State	KY
Zip	40160-9191
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEATHERFIELD EST LT 10D
Legal Subdivision	HEATHERFIELD EST
Legal Lot Number	10D
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	4
Census Block	4001
Census Tract	700

Owner

124 Clover Ct is owned by an individual who bought it in January 2021.

Source: Hardin County records, as of January 16, 2026

Owner of Record	Individual Name on File
Mailing Address	660 SHIPLEY RD, CECILIA, KY 42724-8716
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2021 · Amount on File
Deed Sale	Jan 19, 2021 · Amount on File
Deed Document Number	0001504756
Deed Book / Page	1504 / 756
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	124 CLOVER CT, RADCLIFF, KY 40160-9191
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2357/275
Date	Jan 19, 2021
Book Page	2357/275

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	DENVER, CO 80231

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 124 Clover Ct was $1,444.

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Radcliff City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,444.00	$151,900 Land $15,000 Building $136,900	$151,900 Land $15,000 Building $136,900
2023		$132,500 (-) Land $11,200 Building $121,300	$132,500 (-) Land $11,200 Building $121,300
2022		$132,500 Land $11,200 Building $121,300	$132,500 Land $11,200 Building $121,300
2021	$1,279.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 Clover Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Clover Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20