121 Clover Ct, Radcliff, KY 40160 Property Records

Hardin County property record for 121 Clover Ct, Radcliff, KY 40160

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 975 sqft · built 2004
Lot Size0.148 acres (6,447 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Jul 2024)
Tax Bill$1,563 (2025)
Deeds & MortgagesJul 2024 Sale & Mortgage
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN161-40-03-006

Property Details

APN / Parcel Number

Primary APN161-40-03-006

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area975 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Lot Area6,447 sqft (0.148 acres)
Garage TypeAttached
Garage Area247 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address121 CLOVER CT
CityRADCLIFF
StateKY
Zip40160-9191
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHEATHERFIELD EST LT 6A #3
Legal SubdivisionHEATHERFIELD EST
Legal Block3
Legal Lot Number6A
JurisdictionHARDIN KY
Township / Civil DivisionRADCLIFF
Census Block Group4
Census Block4001
Census Tract700

Owner

Source: Hardin County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address121 CLOVER CT, RADCLIFF, KY 40160-9191
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2024Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Aug 16, 2022Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 25, 2024 · Amount on Record
Deed SaleJul 25, 2024 · Amount on Record
Prior SaleAug 16, 2022 · Amount on Record
Deed Book / Page1571 / 628
Record UpdatedJun 8, 2026

July 2024: Deed, Transfer

Document TypeDeed
JurisdictionHARDIN KY
Recording DateJul 25, 2024
Property Address121 CLOVER CT, RADCLIFF, KY 40160-9191
Document Number001571/628
Book / Page1571 / 628
Map ReferenceCAB 1 SH 3282
Instrument DateJul 25, 2024
Transaction TypeTransfer
Record UpdatedDec 5, 2025
Title CompanyBLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address307 GABE RD, GREENSBURG, KY 42743-8366

Transferred To (Grantee/Buyer)

NameVerified Name
Address179 POINTERS CT, RINEYVILLE, KY 40162-9535

Mortgage

Document Number0002528987
DateJul 25, 2024
Instrument2528/987
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2054

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARDIN KY
Recording DateAug 16, 2022
Property Address121 CLOVER CT, RADCLIFF, KY 40160-9191
Document Number01539/1102
Book / Page1539 / 1102
Map ReferenceCAB 1 SH 3282
Instrument DateAug 11, 2022
Transaction TypeTransfer
Record UpdatedDec 5, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$135.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address381 WALNUT CREEK RD, ELIZABETHTOWN, KY 42701-6808

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 CLOVER CT, RADCLIFF, KY 40160-9191
InvestorPossibly a Property Investor

Mortgage

Document Number0002453322
DateAug 16, 2022
Instrument2453/322
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyHardin County
MunicipalityRadcliff City
Unified School DistrictHardin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,563.00 (+107.29%)$165,000 (+22.22%) Land $15,000 Building $150,000$165,000 (+22.22%) Land $15,000 Building $150,000
2023$135,000 (+77.17%) Land $15,000 Building $120,000$135,000 (+77.17%) Land $15,000 Building $120,000
2022$76,200 Land $11,600 Building $64,600$76,200 Land $11,600 Building $64,600
2021$754.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARDIN COUNTY WATER DISTRICT #1
serves 30,230 people · EPA ID KY0470393
Water SourceSurface water
Last State InspectionApr 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brandenburg Telecom
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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