Branch County property record for 124 Charles St, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,966 sqft |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,678 (2025) |
| Deeds & Mortgages | Dec 2024 Transfer Oct 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 303-000-000-915-00 |
| Primary APN | 303-000-000-915-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,966 sqft Building Perimeter |
| 1st Floor Area | 1,594 sqft |
| Basement Area | 1,162 sqft |
| Unfinished Basement | 1,162 sqft |
| Lot Area | 13,068 sqft (0.3 acres) |
|---|---|
| Garage Area | 192 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 124 CHARLES ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT SE COR OF W 1/2 SCHOOL LOT 28 SEC 16 T6S R6W TH N ON E LI SD W 1/2 LOT 28 9 1/2 RDS TH W PAR WI S LI SD LOT 5 RDS TH S |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 16 |
| Legal Lot Number | 28 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 951600 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 124 CHARLES ST, COLDWATER, MI 49036-1203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2024 | Transfer on Death Deed, Transfer |
| Oct 30, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2003 |
| Deed Sale | May 16, 2003 |
| Prior Sale | Oct 11, 1989 · Amount on Record |
| Deed Book / Page | 962 / 84 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Dec 17, 2024 |
| Property Address | 124 CHARLES ST, COLDWATER, MI 49036-1203 |
| Document Number | 0202406712 |
| Instrument Date | Dec 13, 2024 |
| Instrument | 2024-06712 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 124 CHARLES ST, COLDWATER, MI 49036-1203 |
| Name | Verified Name |
|---|---|
| Address | 10015 POKAGON LOOP, FORT WAYNE, IN 46818-0190 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Oct 30, 2024 |
| Property Address | 124 CHARLES ST, COLDWATER, MI 49036-1203 |
| Document Number | 0202405810 |
| Instrument Date | Oct 30, 2024 |
| Instrument | 2024-05810 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 124 CHARLES ST, COLDWATER, MI 49036-1203 |
| Name | Verified Name |
|---|---|
| Address | 124 CHARLES ST, COLDWATER, MI 49036-1203 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $80,800 (+0.44%) | $161,600 (+0.44%) | |
| 2025 | $1,678.00 (+8.75%) | $80,450 | $160,900 |
| 2024 | $1,543.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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