124 Chadwick Way, Folsom, CA 95630 Property Records

Sacramento County property record for 124 Chadwick Way, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,435 sqft · built 1989
Lot Size	0.167 acres (7,260 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Aug 2003)
Tax Bill	$5,460 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`071-0870-085-0000`

Property Details

APN / Parcel Number

Primary APN	`071-0870-085-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,435 sqft Living Area
1st Floor Area	1,274 sqft
2nd Floor Area	1,161 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,260 sqft (0.167 acres)
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	124 CHADWICK WAY
City	FOLSOM
State	CA
Zip	95630-6588
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M (PD)
Legal Description	WILLOW CREEK ESTS SOUTH 05, LOT 74
Legal Subdivision	WILLOW CREEK ESTS SOUTH 05
Legal Lot Number	74
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2001
Census Tract	8509

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 CHADWICK WAY, FOLSOM, CA 95630-6588
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FNDG
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN 1 CU
Nov 13, 2019	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU
May 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Sep 14, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2003 · Amount on Record
Deed Sale	Aug 22, 2003 · Amount on Record
Deed Book / Page	20030822 / 3202
Prior Transfer Date	Nov 28, 1998
Prior Transfer Doc	9812000176
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	124 CHADWICK WAY, FOLSOM, CA 95630-6588
Document Number	2012151983
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 30, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	124 CHADWICK WAY FOLSOM CA 956306588, FOLSOM, CA 95630-6588

Mortgage

Document Number	2012151983
Date	Dec 15, 2020
Instrument	2012151983

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	124 CHADWICK WAY, FOLSOM, CA 95630-6588
Document Number	1911191022
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	124 CHADWICK WAY FOLSOM CA 956306588, FOLSOM, CA 95630-6588

Mortgage

Document Number	1911191022
Date	Nov 19, 2019
Instrument	1911191022

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	124 CHADWICK WAY, FOLSOM, CA 95630-6588
Document Number	1911191023
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	124 CHADWICK WAY FOLSOM CA 956306588, FOLSOM, CA 95630-6588

Mortgage

Document Number	1911191023
Date	Nov 19, 2019
Instrument	1911191023

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2049

Interest

Rate Type	Adjustable Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	124 CHADWICK WAY, FOLSOM, CA 95630-6588
Document Number	1806050608
Instrument Date	May 22, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 CHADWICK WAY FOLSOM CA 956306588, FOLSOM, CA 95630-6588

Mortgage

Document Number	1806050608
Date	Jun 5, 2018
Instrument	1806050608

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	124 CHADWICK WAY, FOLSOM, CA 95630-6588
Document Number	1709261477
Instrument Date	Sep 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 CHADWICK WAY FOLSOM CA 956306588, FOLSOM, CA 95630-6588

Mortgage

Document Number	1709261477
Date	Sep 26, 2017
Instrument	1709261477

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$507,562 (+2%) Land $130,511 Building $377,051
2025	$5,460.00 (+2.08%) Homeowner's exemption	$497,610 (+4.04%) Land $127,952 Building $369,658
2024	$5,349.00 (+1.81%)
2023	$5,254.00 (+1.47%) Homeowner's exemption	$478,289 Land $122,985 Building $355,304
2022	$5,178.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cal.net, Succeed.Net, Verizon.

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